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Hurrah, my MFW quest has started

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  • edinburgher
    edinburgher Posts: 13,863 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm in severe danger of eggs in one basket and no-one could ever accuse me of having a diverse portfolio so I need to get moving on that

    Naughty naughty!

    I remember a bizarre news story from the start of the financial crisis about a retired military duffer who had put £250k in BOS shares and had pretty much lost the lot overnight.

    Even at the time (with no real interest in investing), I was sitting there thinking 'why would you bet your future income on a single share?!!!'
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Eek, nearly two months since I last posted, where does the time go to :o

    Still quietly plodding on with my monthly OP's and it's feeling like a plod as well at the moment.

    My planned increases to standard OP's have taken a hit as I'm going through a period of non occupancy in the BTL at the moment and of course with perfect timing it's happened just as i'd cleared out the reserve fund after decorating etc. So, things are tight but manageable and i'm paying for BTL out of my own funds currently which i'm far from happy about!

    I'm sure I've done lots of other MSE stuff but it's all a haze so won't try and remember :rotfl:

    Roll on payday is all I can say and it's some while of yet...

    Hope you are all well and going great guns with your own plans

    Just updated my signature and now through the 60k repaid barrier so now off to update my MFiT position as the next quarterly update is due very soon

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • edinburgher
    edinburgher Posts: 13,863 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How goes the diversified portfolio? ;)
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Gah, it's not going at all Ed, i'm now at Olympic standards of activity avoidance :o....

    In all honesty it's going to have to stay on the back burner for now, my current focus is pensions as have some stuff going on with that at the moment..

    Did lots of freezer cooking yesterday, I rarely visit [EMAIL="S@insburys"]S@insburys[/EMAIL] these days but needed to yesterday and timed some of the items just right and got to use my £6 off a £40 shop and also got voucher for £1.50 off next shop re brand match

    Although things are very tight re covering the BTL i'm still managing to save £500 per month too so things could be a lot worse

    Just in the midst of booking a few days city break for a month or to so need to cover that too

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    For the last couple of months I've been having the biggest sort and chuck out ever. It's odd isn't it as my house is tidy and organised, nothing lives on the floor or on top of cupboards and there are space in all cupboards, so... you think all must be well

    However, having landed by kind of an accident on a hoarding site it made me think about things again and what started out as a clothes sort expanded rapidly. I've done tonnes of shredding, many a trip to the CS shop, donations to other places and have really enjoyed it actually cos i'm a saddo like that ;)

    Much progress has made which is surprising really as I did lots of stuff like this pre Christmas when I was preparing for the decorator new furniture etc but it just goes to show there is always more! Think i'm getting to the end of it now :p

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • edinburgher
    edinburgher Posts: 13,863 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I was having a discussion with Mrs E last night and had declared that I had nothing left to eB@y. You've convinced me to look again :D
  • Welshlassie
    Welshlassie Posts: 1,731 Forumite
    Part of the Furniture Combo Breaker
    However, having landed by kind of an accident on a hoarding site it made me think about things again and what started out as a clothes sort expanded rapidly. I've done tonnes of shredding, many a trip to the CS shop, donations to other places and have really enjoyed it actually cos i'm a saddo like that ;)

    Can you share which site it is? I love these sorts of sites but need a regular supply as I start with really good intentions plough through a load and then loose motivation until I stumble across another one. :D
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    I was having a discussion with Mrs E last night and had declared that I had nothing left to eB@y. You've convinced me to look again :D

    Morning Ed, did you find anything, are you and Mrs E now sitting on crates :p

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Can you share which site it is? I love these sorts of sites but need a regular supply as I start with really good intentions plough through a load and then loose motivation until I stumble across another one. :D

    Oops, sorry Welshlassie, just spotted this, will drop you a PM with the details

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Morning all

    Just updated my signature and made first OP of the month of £400 and hope to make some more over the course of the next couple of weeks

    Things still quite here yet but think BTL front is improving so more of that next month but in the meantime i'm still managing to save so can't complain too much

    Need to renew my travel insurance so hoping to do that over the weekend

    Bit of a spendy weekend planned with food, hair cut needed and few other bits ;)

    Regards
    ATT
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
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