Hurrah, my MFW quest has started

edinburgher

Eeek, sorry Ed, almost a month to reply to your post

Must have been some party :eek:

abouttimetoo

Hello diary, eek, look at the dust and spiders webs in here, good job I turned up with my broom


Right, off to update my signature, have a mooch about the place and then *maybe* update my diary


Regards
ATT

abouttimetoo

Just a few quick updates then


I've recently also opened the T$B monthly saver so £250pm at 5%. Also had two nice successes when it came to home electrical appliances that broke. Both were under warranty, amazingly one was a 3 year warranty and the thing died two weeks before expiry so how lucky was that! I managed to buy both products back as new rather than them being provided as replacements which would have meant reduced warranty and even better one of them was in the sale at 50% what I'd originally paid :j


All car things happened last month so service, MOT, tax, road recovery etc all paid for out of the car account. I had £75 left over so put that into savings to go against the mortgage at some point.


Regards
ATT

abouttimetoo

Hello diary and eek to all the dust and spider webs in here :eek:


Just checked and it looks like Aug 15 was the last time I logged in. A period of ill health is to blame, nothing life threatening fortunately but tough to get through all the same


Now off to update my signature!


Hope anyone popping by is well


Regards
ATT

TallGirl

Hey ATT where are you? I've been missing for a while too would be fab to see you around sometime.

misscousinitt

Hope you are ok...

MCI

abouttimetoo

TallGirl wrote: »

Hey ATT where are you? I've been missing for a while too would be fab to see you around sometime.

Hi there TG


I co-incidentally posted on your thread this afternoon


Good to see you back round these parts again


Regards
ATT

abouttimetoo

misscousinitt wrote: »

Hope you are ok...

MCI

A verrrrrrrry belated thank you MCI thanks for posting and thinking of me. I'm ok and hope you are too. Although I've not been on here for such a long time I've not let the MFW ball dropl but I have been taking a slightly different approach for a little while


Regards
ATT

abouttimetoo

Hello diary


So a quick post for now and I plan to spend some time on Spreadsheets and budgets over the weekend so that I can update plans and my siggy etc


That period of ill health really forced me to slow down in a number of ways and I continue to focus on simplifying a number of areas of my life. My income was also reduced for a short while so I took the decision at that point to save all the OP's rather than OP them directly off the mortgage to allow me extra flexibility and access to the funds should I need them as at that point I wasn't quite sure how things would pan out.


There have been many reductions to the interest rates being offered on savings in recent months so time to change my approach again methinks.


I have an amount ish in mind i'd like to keep accessible and I think in the short term (as some of my savings accounts are maturing and I just can't get comparable rates) I will end up paying some lump sums as OP's


Regards
ATT

abouttimetoo

Hi all


Signature updated :j though still need to work on a 2017 OP target. Spent a bit of time at weekend on the numbers which was good to see where things were at. I've had a spendy few months as also thought the time was right to make some home improvements that I've wanted for a while but kept deferring because of wants V needs but then I thought stuff it, I'm going to get it all done. The big parts of all done now, just some cosmetic ish things left like carpets/flooring etc


This week I'd like to change/renew my boiler cover and also see what can be done with my BT package, good timing as the annual line rental is almost due too


Regards
ATT