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Live on £4000 for a year - Part 2
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Hi there, Smartt21
Before we go about initiating you into the challenge, you have only mentioned your grocery spend of £20 per week, so I am wondering if you have mistaken us for the grocery challenge, which many of us are also taking part in? It's exclusively for groceries, which we count as food, drinks, toiletries, laundry & cleaning products etc. The link for this month's grocery challenge is here and there should soon be a new one for July. You can join as many challenges as you like, so if you want to try living on £2000 (+ child benefit if your DS's qualify) then let me know. The £2000 would represent 1st July to 31st December and would include everything except rent/mortgage, council tax and water. And you don't need to be in debt to join, several of us have no debt, we do this challenge to prevent debt and to do some moneysaving. Welcome on board and feel free to join us here and in the grocery challenge (and any others).
Thanks for the welcome and the advice. Am currently working out my income and expenditure budget to start next month. Once the Council finally work out my Housing Benefit (only taken since 1st April so far) I will know how much I have to set aside for rent. I will let you know the figure but it will be considerably lower than £2000. I will also have a look at the Grocery challenge, thanks for that. I am still trying to navigate the forums so need all the advice available. Thanks again.A-Z Challenge 2013ABCDEFGHIJKLMNOPQRSTUVWXYZThanks to all who take the time & effort to post. You are all stars!!:A0 -
janey, so sorry for your loss. my thoughts are with you xxxxNovember NSD's - 70
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Janey I'm so sorry about your loss. You have given so much to our group2009 CLEAR MORTGAGE:starmod: (17/2/09) LIVE ON 4K Q1:staradmin(£5,405) SAVE 30K (£9.500)0
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Janey I'm so saddened by your news.My thoughts are with you.Take care xlost my way but now I'm back ! roll on 2013
spc member 72
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Janey - I'm so sorry to hear of your loss. Sending all my hugs and love xx0
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My friend celebrated her silver wedding and 50th birthday with a cruise. She thought she had picked up a dodgy tummy bug but tests revealed her first baby will be born in 22 weeks. All is well and she can't wait.
:eek: :eek: :eek::rotfl: :rotfl:
Living a frugal retirement without treading on the planet :T
Womble #17- £2,018.41 €2
TURTLES NSD's 01/31
FLC £3000/£2,328.12
CCCC2016 #10 £19 monthly spends on clothes
Wombled nectar points=728 Wombled Boots points=3160 -
Just to let you know. My Darling Darling Husband died this afternoon.
OMG Janey sweetheart....I am so, so very sorry,
My prayers are with you. xLiving a frugal retirement without treading on the planet :T
Womble #17- £2,018.41 €2
TURTLES NSD's 01/31
FLC £3000/£2,328.12
CCCC2016 #10 £19 monthly spends on clothes
Wombled nectar points=728 Wombled Boots points=3160 -
Janey, you are in all our thoughts. xx0
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Janey
I don't know what to say, whatever it is it will never be enough
You'll be in my thoughts
Shaz*****
Shaz
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Dearest Janey, I was so shocked and saddened by your news. There are no words but I'm sending you heartfelt hugs. I hope you are with family and being supported; if there is anything we can do at all please just ask. Thinking of you xxxxThe 1,000 Day Challenge:Feb 16, 2016500/30,000
1.67%0
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