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Live on £4000 for a year - Part 2

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  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Good Morning all

    Well i have been up since 5.55am and im looking a bit rough but makeup will sort that out this morning..:rotfl:

    I am going out with sophiesmum today and i have to say im more excited than the children :rotfl:

    Need to check my bank to see if DD gone out for insurance and then get back to getting ready..else il be late :)

    Janey - still thinking of you xx

    Mumzy

    PS: i have just put one arm in the air and shouted yesss...because i have got 2p intrest in my savings acount... i know have £31.02 lol and it doesnt look right..i need to round it off now lol
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • mama67
    mama67 Posts: 1,387 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Janey, So very sorry to hear this news, thoughts with you.

    Maisie aka mama67
    My self & hubby; 2 sons (30 & 26). Hubby also a found daughter (37).
    Eldest son has his own house with partner & her 2 children (11 & 10)
    Youngest son & fiancé now have own house.
    So we’re empty nesters.
    Daughter married with 3 boys (12, 9 & 5).
    My mother always served up leftovers we never knew what the original meal was. - Tracey Ulman
  • wendywitch
    wendywitch Posts: 1,304 Forumite
    Part of the Furniture Combo Breaker Photogenic
    sophiesmum wrote: »
    I think everyone has been feeling the same today after Janey's post, it has been a big upset for our little frugal community.The people on this thread are lovely and even though it is a virtual community the posts come from real people with real lives and we get to share parts with them. Even though Janeys OH never even posted he was real to us as we have followed his exploits with his buying lots of tools and having his new shed built after the fire, having naughty dinnerparties whilst Janey was away, blowing the budget on dvd's and yet more tools, going in for his op and then starting to convalesce at home.We know janey loved him even down to his father christmas like figure as it shone through in her posts, and through her posts we learnt about him too and about Janey,and that's why we are all feeling for her right now. One of our virtual friends is hurting and that's when the limitations of online friendships really show as we feel so helpless to do anything.We can only send our words but with them we are sending our love and support to you Janey:A :A
    This has really made me take stock and realise that I don't tell my OH and kids often enough that i love them, so I am going to make an effort to make sure that i do.

    To everyone else on this thread :grouphug: :grouphug: :grouphug: I think we all need a hug today.

    I can't believe you made me cry.
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Shelby- Postman just delivered my parcel, the christmas pudding emergency is now solved:rotfl:
    Thankyou you are so kind:A :A .
    Reduce,re-use, recycle.






  • Marru
    Marru Posts: 4,126 Forumite
    wendywitch wrote: »
    I can't believe you made me cry.

    Me too. I want to thank Sophiesmum for wording out so beautifully what we all have been thinking.
    "Everything will be alright in the end. If it's not alright, it's not the end."

  • looby-loo_2
    looby-loo_2 Posts: 1,566 Forumite
    So sorry to hear your very sad news Janey. You will be in my thoughts.
    Doing voluntary work overseas for as long as it takes .......
    My DD might make the odd post for me
  • Janey51
    Janey51 Posts: 1,195 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thank you all so much.
    You will not be surprised to hear that Tom's goodbye will be the most unfrugal farewell I can put together.
    He was a bighearted man who I have been privileged to have in my life. He was an honourable man and a loyal friend. The best Santa you could imagine who brought magic into childrens' lives. His sense of humour and mischief was legendary. A cook to rival Gordon Ramsay but he never raided his voice.
    And such a kind loving human being.
    A truly bright soul.
  • DdraigGoch
    DdraigGoch Posts: 732 Forumite
    Part of the Furniture 500 Posts Mortgage-free Glee!
    Oh, Janey. What a wonderful picture of a lovely man. Thank you so much for telling us. Hugs and love and everything we can send you. Words fail me.

    love as always
    If you see me on here - shout at me to get off and go and get something useful done!! :D
  • 1274
    1274 Posts: 125 Forumite
    Hi all. Feel a bit stupid posting this after Jany's news but wanted a record of it so here goes...

    My June spends were £459.72 and my 6 month average is £476.05/m. Having now done 6 months of my budget and analyzed my spending, it appears that my worst category is going out (v expensive here and can't do it for less than £30 a night just for a couple of glasses of wine and a pizza) and house purchases (replacement of small electrical things that blew up grrr and a couple of new things)

    So it looks like my 6K prediction of a few weeks ago will be fulfilled. Oh dear. On a positive note, at least I'll have a starting point from which to cut down from next year!
    2009 CLEAR MORTGAGE:starmod: (17/2/09) LIVE ON 4K Q1:staradmin(£5,405) SAVE 30K (£9.500)
  • Mollymop5
    Mollymop5 Posts: 2,095 Forumite
    Janey51 wrote: »
    Thank you all so much.
    You will not be surprised to hear that Tom's goodbye will be the most unfrugal farewell I can put together.
    He was a bighearted man who I have been privileged to have in my life. He was an honourable man and a loyal friend. The best Santa you could imagine who brought magic into childrens' lives. His sense of humour and mischief was legendary. A cook to rival Gordon Ramsay but he never raided his voice.
    And such a kind loving human being.
    A truly bright soul.

    Janey that made me smile.I have a lovely picture of him in my head.
    You give him the goodbye he deserves.Frugality doesn't come into it.
    It's lovely to see you posting.
    Take care x
    lost my way but now I'm back ! roll on 2013
    spc member 72

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