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Live on £4000 for a year - Part 2
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Ok I'm dumb, just started reading up on this and I now see it doesn't include mortgage! lolDream of being mortgage free....
APR 2007 - £109,825 FEB 2012 - £98,664.53:beer:0 -
Dawnylou :wave: hello and welcome.
Worry not about not realising the mortgage is not included in the Challenge.
As Frugalitis takes hold, you will develop a finely honed radar that will suss out where savings can be made and what is allowed as permissable expensesand what will slip past fellow frugallers who can't afford new glasses.
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bails don't worry about being a svelte frugaller. I am 5'2" and 81/2 stone. We are not supposed to lift nowadays...there are all kinds of gadgets to help. Unfortunately, nothing has yet been invented to carry a bucket of coal up a flight of steps.0
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Hi Dawnylou! :hello:Welcome to our thread. That doesn't make you dumb at all - as you've now seen, the 4k includes everything except mortgage/rent, council tax and water; still not an easy challenge I can assure you :rotfl:Fancy joining us?
Aw, sorry I missed you Marru, I had a lie-in after middle of the night cat and mouselette antics (this one didn't make it either) so I didn't see your post in time. At least you inspired me to tidy up my kitchen! Glad you got some great stuff from Freecycle :T
Thanks for your thoughts Redglass, very true and so great we have some wonderful examples on here to help us keep the faith. I guess it can happen in lots of caring professions, and the better-paid ones can attract people for the money IYSWIM. I worked in a special school for EBD kids once and a new guy came to work for us who told me it was stupid to think we might ever make a difference to the kids' lives!! And he was Head of SEN at his last school!! :eek: Sorry to hear you overdid it yesterday, rest up and enjoy today taking it easy.
Janey, confused by your svelte comment?You're certainly not talking about me :rotfl:I knew you weren't allowed to lift on your own but thought with two people you could? She had something that you just had to slide her across the bed on so she could put her feet down but they refused to do that too
I'm having real problems with my whites:wall: I tried using washing soda and white vinegar today but most of them look like they ought to be floor cloths not clothes :mad: Can anyone help me before I turn us into a white-free clothes household, it's doing my head in!! My mum's answer would be to bleach them but that's what I'm trying to avoid (we live in a very hard water area if that makes a difference). Any solution offerers will be nominated for a sainthood
Oh and BTW, I didn't know SophiesMum had a thread, what's it about?The 1,000 Day Challenge:Feb 16, 2016500/30,000
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Bails - So sorry to hear about your aunty Kath, nobody deserves to end their days like that:mad: .
For anyone interested I have signed up to be a dignity champion to promote dignity within the field care of older people.If you google "dignity champion" it will give you the nhs website for it. Anyone can sign up to be a dignity champion. Lots of people making small changes CAN have a great impact
Janey - you are tiny, have I got mixed up somewhere or did you say you have had weightloss surgery.It is something i have considered -being a bit of a roly poly:o
Well i have got as far as going to shop and bought tin of undercoat, brushes and masking tape and spent £6, I already have the other paint from a previous project, and some tiles over from kitchen which I am planning to use to top the drawers..
Have now been invited to a barbeque in grounds at 4pm with some of my oldies:D so painting can wait till tonight;)0 -
Thanks for the welcome!
I would love to join, but I think I would be an outright failure!! lol
We struggle to live off what we earn as it is. I imagine it would be quite stressful.Dream of being mortgage free....
APR 2007 - £109,825 FEB 2012 - £98,664.53:beer:0 -
Thanks for the welcome!
I would love to join, but I think I would be an outright failure!! lol
We struggle to live off what we earn as it is. I imagine it would be quite stressful.
It's actually a lot of funand helps you focus on where your money goes. Lots of my salary now goes into savings of one type or another instead of being wasted:D
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I'm having real problems with my whites:wall: I tried using washing soda and white vinegar today but most of them look like they ought to be floor cloths not clothes :mad: Can anyone help me before I turn us into a white-free clothes household, it's doing my head in!! My mum's answer would be to bleach them but that's what I'm trying to avoid (we live in a very hard water area if that makes a difference). Any solution offerers will be nominated for a sainthood
Hi Bails
I won't be getting the sainthood, but this might help you for the future. It was a tip I got when I first moved in with OH. A lady at work said to me that the only way to keep whites white was to only wash them with other whites - never ever put in any colours.
I have always followed this rule, and the other day my MIL actually commented on how white our whites were - she asked what washing powder we used - I told her Tesco Value :rotfl:
I live in a very hard water area and don't think this has any bearing on how white your whites are.
Hasn't there recently been an advert on the TV regarding removing colours from whites - not that you should believe everything you see in the adverts.
There is this http://www.tesco.com/superstore/xpi/8/xpi57426438.htm
Hope someone has a solution for you.
FFMAMAZON SELLERS CLUB member 0077 come and join us :hello: make some space and get hold of some cash, we're on the ebay and other auctions, car boot and jumble sales board.0 -
Dawnylou - don't worry, just keep reading this thread, occasionally nip over to Old Style threads too, the cooking ones and the make do and mend ones are brilliant and very welcoming too. If you keep reading, frugalitis will set in and improve your bank balance no end, just by unconscious osmosis, as it were. Trust me, I lurked, then I joined. I fail EVERY month, but by decreasing amounts of failure - so, that's a start!
Hope to see you around
DGIf you see me on here - shout at me to get off and go and get something useful done!!0 -
:hello: everyone! I've not had the best day so far - I was having an argument with my friend on MSN this morning and then we decided to meet up in the park on campus to work things out, and the park was really muddy, so my jeans got covered in mud! :mad: so now I've had to pay for them to get cleaned (okay, so I needed to take some clothes to the laundrette, but that's not the point
) and, in spite of all that, we didn't really work things out anyway! argh!
I think me and another friend are going to the local chargrill burger bar on campus for tea - which i know doesn't sound good but the food is AMAZING - and it'll only cost me a fiver to get a lovely mealand then i need to do some more revision! Lol this day can't get any worse so far
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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