Premium Bond Winner ?

Warslet

£175 for June and £575 in May on max holding. Wife £100 for June on holding of just over £7500. Keeps me interested!  

sparky0138

Stubod said:

Been in PBs for a while as it seemed to make sense when interest rates were low, (sub 1%), and now when we get a win it seems like a lot compared to what we were getting when the rates were lower. However when you consider that £50k in a current 5% fixed account will get you a guaranteed £166 (20% tax payer), and given the odds of winning "the big one", I think putting the money into savings accounts is starting to seem a better bet.

I agree. I currently have £10,500 in PBs having built it up over three years. I've won a total of £200 and if my excel formula is correct, it's equivalent to a 1.32% interest rate. This was my last draw (at least until interest rates come down again), I'm going to stick it in a savings account and drip feed to a regular saver. Of course, I'll wonder what would have happened if I'd left the money in but what you don't know can't hurt you. 🤷‍♀️

GalacticaActual

arthurdick said:

 Nice one Galactica  Just an aside, your avatar reminds me of a recent headline making ITV  person.

Thanks!

The avatar selection was purely coincidental - I just selected one at random from the new MSE collection:

https://forums.moneysavingexpert.com/discussion/6448239/new-avatars-available-for-your-profile-picture/p1

  

GalacticaActual

becky_rtw said:

Nice win Galatica!

My run of luck continues with £200 on circa £47k and £175 for hubby on full holding.

I've now won £1325 since February which is nice.

Thank you! An early birthday present for me from Uncle Ernie 

Podseas

CPI is currently at 1.2% on a monthly basis (for April 2023).

So if you won less than £600 this month on a full amount then you are actually losing money to inflation.

justwantedtosay

Podseas said:

CPI is currently at 1.2% on a monthly basis (for April 2023).

So if you won less than £600 this month on a full amount then you are actually losing money to inflation.

Could you suggest somewhere you would earn £600 a month on £50,000 without risking your capital?

gunjin

£20.5k holding. Still nothing for me since Dec 22. Cursed.

LeafGreen

Awesome win that Galactica!  

I have found in the app that the prizes seem to be revealed in ascending value order.

Doctor_Who

grahamgoo said:

Awesome win that Galactica!  

I have found in the app that the prizes seem to be revealed in ascending value order.

That is correct......my 7 prizes this month ended with a £500 prize.....first for MANY years! Total of £850 for June on a max holding. Brings my YTD interest to 3.5% tax free.

Crag30

Only £50 for me this month. I want a  re-draw