Premium Bond Winner ?

GalacticaActual

Doctor_Who said:

GalacticaActual said:

Some context on my winnings this month:

£1,000 prize was from a £5,400 batch purchased in 2015 // £2,050 won in total // 31 prizes so far.
£100 prize was from a £1,000 batch purchased in 2002 // £425 won in total // 11 prizes so far.
£50 prize was from a £4,000 batch purchased in 2020 // £250 won in total // 9 prizes so far.
£25 prize was from a £50 batch purchased in 2005 // first prize won // 1 prize so far.

Nothing yet from a £1 bond purchased in 1970 and a £5 bond purchased in 1978. 🤔

Congratulations on your June win, puts my £850 in the shade! Keep hold of that £5,400 batch from 2015 since it looks like a 'hot spot' for winning!

Thanks! £850 is a decent win too! 

Swipe

Sarahspangles said:

Swipe said:

Caz3121 said:

best month for me
full holding, 2 prizes - 1 x £50 and 1 x £5,000...bringing me to 12.23% for last 12 months
(previous best month had been £325)

Congrats, well done. It will be interesting to see if they pay your directly or if their jobsworths make you fill in one of their forms.

They pay out according to the options a bond holder has chosen - no form filling if you’ve kept them up to date on preferences, it’s either re-investment or direct deposit to a bank account. 

Yes, but only up to a certain amount. I have a feeling £5K might be their tipping point for larger prizes where a form is required.

SJMALBA

Swipe said:

Sarahspangles said:

Swipe said:

Caz3121 said:

best month for me
full holding, 2 prizes - 1 x £50 and 1 x £5,000...bringing me to 12.23% for last 12 months
(previous best month had been £325)

Congrats, well done. It will be interesting to see if they pay your directly or if their jobsworths make you fill in one of their forms.

They pay out according to the options a bond holder has chosen - no form filling if you’ve kept them up to date on preferences, it’s either re-investment or direct deposit to a bank account. 

Yes, but only up to a certain amount. I have a feeling £5K might be their tipping point for larger prizes where a form is required.

https://www.nsandi.com/products/premium-bonds

lr1277

Zero on a 32k holding.

jaceyboy

Primrose said:

jaceyboy said:

I must admit I am more and more thinking of pulling my PB's, I also dont believe two people win a month win a £1m either, when has ANYONE come out and said they have?

My parents gave me bonds years ago when I was 20 or younger, I have had them ever since (more larger amounts) for the past 26 years and have never won more than £500 in anyone time....

Well, if I won a million I certainly wouldn't be going public with it, encouraging every fraudster and scrounger to my door for miles around.   I'd quietly bank it, be generous to my favourite charities and to those who genuinely need financial help.and try to keep the knowledge to myself.

Rubbish, £1m isnt that much in these times, tell me why do people come out when they win £100m on the Euros but never £1m on Premium Bonds??

jaceyboy

Well here's some good news, my mother won £5150 this month 1 x £5000 win 1 x £100 win and 1 x £50 win! just when I thought about pulling mine out lol, not sure I will now...my father also won £150 and they both have £50k each invested 

jaceyboy

I should add I won 1 x £100 full holding and my wife won £25 full holding, dissapointing again

Sarahspangles

jaceyboy said:

Primrose said:

jaceyboy said:

I must admit I am more and more thinking of pulling my PB's, I also dont believe two people win a month win a £1m either, when has ANYONE come out and said they have?

My parents gave me bonds years ago when I was 20 or younger, I have had them ever since (more larger amounts) for the past 26 years and have never won more than £500 in anyone time....

Well, if I won a million I certainly wouldn't be going public with it, encouraging every fraudster and scrounger to my door for miles around.   I'd quietly bank it, be generous to my favourite charities and to those who genuinely need financial help.and try to keep the knowledge to myself.

Rubbish, £1m isnt that much in these times, tell me why do people come out when they win £100m on the Euros but never £1m on Premium Bonds??

I think it would be easier to ‘get away’ with winning £1m than a larger sum. If one of us did, then I’d bring forward my retirement date a bit and offspring would get more of a leg up on the housing ladder.  However as those are things people would already be expecting us to do at some point, and nobody knows our current finances in any detail, we could plausibly be funding it all from existing investments, pension pots and inheritance.

jaceyboy

Sarahspangles said:

jaceyboy said:

Primrose said:

jaceyboy said:

I must admit I am more and more thinking of pulling my PB's, I also dont believe two people win a month win a £1m either, when has ANYONE come out and said they have?

My parents gave me bonds years ago when I was 20 or younger, I have had them ever since (more larger amounts) for the past 26 years and have never won more than £500 in anyone time....

Well, if I won a million I certainly wouldn't be going public with it, encouraging every fraudster and scrounger to my door for miles around.   I'd quietly bank it, be generous to my favourite charities and to those who genuinely need financial help.and try to keep the knowledge to myself.

Rubbish, £1m isnt that much in these times, tell me why do people come out when they win £100m on the Euros but never £1m on Premium Bonds??

I think it would be easier to ‘get away’ with winning £1m than a larger sum. If one of us did, then I’d bring forward my retirement date a bit and offspring would get more of a leg up on the housing ladder.  However as those are things people would already be expecting us to do at some point, and nobody knows our current finances in any detail, we could plausibly be funding it all from existing investments, pension pots and inheritance.

Dont get me wrong its a nice amount to win, and having no mortgage it would mean I could live the rest of my life in real comfort , but its not real 'life changing' for most people with an average house..

jaceyboy

lr1277 said:

Zero on a 32k holding.

That would P@SS me off!