Premium Bond Winner ?

El_Torro

Looks like my lucky streak is continuing this year, I won 3 prizes in June. Not big prizes though, 2x£25 and 1x£50. 

This makes my total £500 in 2023 so far. Not bad for a holding of £25.5k. 

Doctor_Who

Crag30 said:

Only £50 for me this month. I want a  re-draw

Let me think about that.........NO! I know a couple of millionaires who agree with me 

Sarahspangles

Crag30 said:

Only £50 for me this month. I want a  re-draw

Scheduling that for 3rd July 

jak22

Just £25 this month - it's getting harder to ignore that a full holding would return £215 a month on a 1 year fix for example - taxable of course but still more than many are getting from their PBs I suspect.

Stubod

sparky0138 said:

Stubod said:

Been in PBs for a while as it seemed to make sense when interest rates were low, (sub 1%), and now when we get a win it seems like a lot compared to what we were getting when the rates were lower. However when you consider that £50k in a current 5% fixed account will get you a guaranteed £166 (20% tax payer), and given the odds of winning "the big one", I think putting the money into savings accounts is starting to seem a better bet.

I agree. I currently have £10,500 in PBs having built it up over three years. I've won a total of £200 and if my excel formula is correct, it's equivalent to a 1.32% interest rate. This was my last draw (at least until interest rates come down again), I'm going to stick it in a savings account and drip feed to a regular saver. Of course, I'll wonder what would have happened if I'd left the money in but what you don't know can't hurt you. 🤷‍♀️

If I had less than around £40k I would not bother with PB's ...I think you are better with the best saver you can get, particularly with rates now improving...

Caz3121

best month for me
full holding, 2 prizes - 1 x £50 and 1 x £5,000...bringing me to 12.23% for last 12 months
(previous best month had been £325)

GalacticaActual

grahamgoo said:

Awesome win that Galactica!  

I have found in the app that the prizes seem to be revealed in ascending value order.

Thank you. That’s good to know about the ascending order of prize reveals. It will make it more interesting should I win more than one prize again! 🤞

GalacticaActual

Caz3121 said:

best month for me
full holding, 2 prizes - 1 x £50 and 1 x £5,000...bringing me to 12.23% for last 12 months
(previous best month had been £325)

Well done. That’s an excellent prize-winning month for you 👏

Swipe

Caz3121 said:

best month for me
full holding, 2 prizes - 1 x £50 and 1 x £5,000...bringing me to 12.23% for last 12 months
(previous best month had been £325)

Congrats, well done. It will be interesting to see if they pay your directly or if their jobsworths make you fill in one of their forms.

Primrose

Caz3121 said:

best month for me
full holding, 2 prizes - 1 x £50 and 1 x £5,000...bringing me to 12.23% for last 12 months
(previous best month had been £325)

Congratulations.  That warm glow should last you through the weekend at least!