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Premium Bond Winner ?
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Yes i think it is misleading, had/has me worried. I did consider changing it to an external account but am intrigued now, so have left it as is to see what happens. I will update you next week. Hopefully I will have my money!It's just my opinion and not advice.2
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£300 for OH and £250 for me on full holdings. First decent payout for me for ages. OH has won double what I've won in the last 6 months.
Make £2025 in 2025
Prolific £229.82, Octopoints £4.27, Topcashback £290.85, Tesco Clubcard challenges £60, Misc Sales £321, Airtime £10.
Total £915.94/£2025 45.2%
Make £2024 in 2024
Prolific £907.37, Chase Intt £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus referral reward £50, Octopoints £70.46, Topcashback £112.03, Shopmium referral £3, Iceland bonus £4, Ipsos survey £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%2 -
3 prizes this month. £100 x 2 and 1 x £50. (£250) I'm happy with that as I had a £300 win last month (5 prizes). (On full holding).
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Won 1 x 25 1x 50 1 x 100.
Let's hope 23-24 FY gives me better returns as was close to pulling the lot out 😒Invested Total prize Yield Tax Year £50,000.00 £725 1.45% 22-23 £50,000.00 £425 0.85% 21-22 £50,000.00 £775 1.55% 20-21 £50,000.00 £725 1.45% 19-20 £50,000.00 £950 1.9% 18-19 £50,000.00 £450 0.9% 17-18 starting Nov
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£75 off £46,000 this month.
Have roughly calculated that I had earnings of 2.13% from the bonds for the 22/23 financial year, which translated to just under £1,000. It looks like the average prize rate over that time was about 2.16% - but that includes the £1m prizes, which obviously I didn't win. Taking those out the prize rate would have been less. So probably a reasonable return for the year overall.0 -
£100 x 1 and £25 x 1 off £40k today.
MIL got 2 x £25 on hers.0 -
smithy15493 said:To my surprise, a £1,000 win today! Nearly fell off my chair, it's on a bond i only bought in February as well, talk about luck.0
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SouthCoastBoy said:I found this when I googled "4808 premium bond"
The account number for all NS&I Direct Savers ends in 4808 as that’s the sort code and account number that’s used if you want to set up a regular payment from a different bank to your Direct Saver. The reference number is then your Direct Saver account number.concorde said:Last month and also upon checking today, I have noticed that my nominated account was showing as "National Savings and Investments ****4808". I called NS&I last month when this happened and asked how my nominated account had changed to this "4808" account which was not what I originally specified (I had set it to pay into my own Direct Saver). The helpdesk person changed it back to my Direct Saver but no explanation was given as to why it had changed to an account I did not even have. I have changed it back myself today hoping that this month's winnings is paid in correctly.There’s no need to change anything as mine shows that 4808 account number too. It did last month and my prizes were paid in on the 8th February. I expect my prizes this month will be credited tomorrow 8th March.
Here is the link to the thread, https://forums.moneysavingexpert.com/discussion/6241422/non-payment-so-far-at-least-of-premium-bond-prize-money-won-this-month/p32 -
After last months wonderful £600 I am back down to earth with zero this month on full holding lol!1
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