Stopped by Police Car insurance Problem. PLease Help.

marvin

Question do you have a car of your own?
Do you have comprehensive cover on that car?
Or are you included on any comprehensive car ins?

If so you may well be insured to drive the car anyway third party.

Ian_W

My_post_#17 wrote:

I can't understand why they wouldn't have issued you and your friend [permitting uninsured driver] with fixed penalty notices and/or HORT1s to produce all documents.
As they didn't do that or caution you and tell you you were being reported for the offences then I think you can rest easy, but as said before - learn a lesson from this.

If they've just given you and your mate a warning, they won't do anything further.
Do you have any contact details for the officer you dealt with? If no, nothing you can do but wait and see. If yes, try to contact them just to put your mind at rest.
AFAIK the cut off point for a summons is 6 months but why would they do that when they could FP notice you at the time?

r2b89_

marvin wrote: »

Question do you have a car of your own?
Do you have comprehensive cover on that car?
Or are you included on any comprehensive car ins?

If so you may well be insured to drive the car anyway third party.

No i dont, if i did i would be insured.

r2b89_

Ian_W wrote: »

If they've just given you and your mate a warning, they won't do anything further.
Do you have any contact details for the officer you dealt with? If no, nothing you can do but wait and see. If yes, try to contact them just to put your mind at rest.
AFAIK the cut off point for a summons is 6 months but why would they do that when they could FP notice you at the time?

The police lady did say that they are going to send this to traffic police.

But i am confused and do not understand the procedures the police follows. Especially in a case like this.

Sue-UU

Hi James,

With all that's been said by you and Ian, it does sound as though you can put your mind at rest. After all (and it's true) what can be had from worrying about it! You can't alter things if you worry, so try to look beyond the event and hope all will be well.

All the very best James, I wish you well. Take care.

Sue

r2b89_

I would just like to Thank every one for there help, but most of all i would like to thank, Sue and Ian for there help. I do hope that nothing does happen. I do worry quite alot, but as time goes by i feel more and more relaxed.

James

Paul_Varjak

Ah, so it was not the traffice police that stopped you?. Maybe that is why you got no producer? I would say expect a letter in the post from the traffic polce soon.

advantix

Paul_Varjak wrote: »

Ah, so it was not the traffice police that stopped you?. Maybe that is why you got no producer? I would say expect a letter in the post from the traffic polce soon.

Any officer can issue a HO/RT(1) (producer or "seven day wonder" as they are sometimes called) doesn't have to be a traffic officer.


And also Marvin:
Or are you included on any comprehensive car ins?

If so you may well be insured to drive the car anyway third party.

If you are a named driver on any insurance you are not usually covered in the Driving other Cars category. Only the policy holder is usually included. (There are exceptions but very rarely)

r2b89_

I forgot to mention that when i was stopped, Me my friend and the car were searched. The police did not provide me with a (Stop and search form). They also did not mention if they wanted me to, obtain the (Search and stop form) from the police station. According to my research the only time they do not have to give me a (Stop and search from) is if they are in an emergency, but from what i saw there was none.

So if they wanted to put points and give me a fine because of this incident, could i use this against them if it goes further? (i.e. court).

Iamthesmartestmanalive

r2b89_ wrote: »

I forgot to mention that when i was stopped, Me my friend and the car were searched. The police did not provide me with a (Stop and search form). They also did not mention if they wanted me to, obtain the (Search and stop form) from the police station. According to my research the only time they do not have to give me a (Stop and search from) is if they are in an emergency, but from what i saw there was none.

So if they wanted to put points and give me a fine because of this incident, could i use this against them if it goes further? (i.e. court).

Only procedural problems relating to your crime would be an issue, the search wouldnt affect the insurance issue and any use of that in court i reckon would just !!!! the police and judge/magistrate off and get you hammered even more

The fact they are going to tell traffic police suggests to me you will be reported