The 'We're saving for a deposit' thread

Bone_Idle

lostinrates wrote: »

Congratualtions on savings!

HAppy birthday (it was mine on Monday)

And for Bone Idle I am now a really ancient 30

I've got a birthday in June... :bdaycake: Might still be able to hit my goal of owning a house by the time I'm 30 though!

JimLad

Recently split up so im going it alone now.

Do you think i can live on £1200 a month including 80k mortgage (approx £500 a month) once i have saved my deposit?

Do these figures seem a good estimate?

Monthly
Mortgage £550.00 Council Tax £120.00 Electricity £40.00 Gas £25.00 Water £25.00 Internet £20.00 Phone £20.00 Groceries £150.00 Fuel £100.00 House Insurance £25 Total £1,075.00

Annually
Car Insurance £300 Car Service £100 Car MOT £100 Car Tax 150 Total £650

Making a total annual outgoing of about £1130

I wont be moving out from my parents for at least a year yet though

Castleman

JimLad wrote: »

Recently split up so im going it alone now.

Do you think i can live on £1200 a month including 80k mortgage (approx £500 a month)

Easy peasy.

rictus123

Well tomorrow is fortnightly payday. Will be giving £100 to my gf. £35 to cancel car insurance. The rest straight to the savings account, wont have any outgoings for the next 2 weeks! So should be up from £253.44 to over £400!

rictus123

Please remember i am only 17 guys:)

tara747

Yay, just got paid £18 by Quidco (I love them, have had £140 so far for doing nowt) so that's going straight into the pot!

clearing_out_my_pockets

rictus123 wrote: »

Please remember i am only 17 guys:)

I think you're doing well - I wish I'd had a sensible head on my shoulders when I was your age!

rictus123

clearing_out_my_pockets wrote: »

I think you're doing well - I wish I'd had a sensible head on my shoulders when I was your age!

Thanks, i am trying! 2 weeks wages in today, £100 withdrawn to give to the better half, i think she might be nice and not take it all(well i hope:P) Another £206.35 into my ISA, bringing it upto £459.79.

Got £100 coming in for a bit of extra work i did last weekend, should be in my account Monday or Tuesday so minus the £35 to cancel my car insurance, the £65 will be going straight to the savings!

So itl be at £524.79, all ready for my next pay on the 17th of April! Quite a good start, £500 up after only starting last week.

before_hollywood

JimLad wrote: »

Recently split up so im going it alone now.

Do you think i can live on £1200 a month including 80k mortgage (approx £500 a month) once i have saved my deposit?

Do these figures seem a good estimate?

Monthly
Mortgage £550.00 Council Tax £120.00 Electricity £40.00 Gas £25.00 Water £25.00 Internet £20.00 Phone £20.00 Groceries £150.00 Fuel £100.00 House Insurance £25 Total £1,075.00

Annually
Car Insurance £300 Car Service £100 Car MOT £100 Car Tax 150 Total £650

Making a total annual outgoing of about £1130

I wont be moving out from my parents for at least a year yet though

are you going to be living alone? if so then does your councile tax include single person discount? round here that is 25%, why in gods name are you paying £20pm for internet? bt basic line rental is £11 a month and my isp charges existing customers with something else with them £7.50, unless by phone you mean mobile phone and internet includes bt line, in which case my bad sorry

my budget is similar (i earn slightly less but some of my bills are lower and the mortgage is £200 a month less), i have budgeted £100 for food, but i have to pass netto on the way between where i have offered for and my parents place and netto is getting an extension so i will be going there

before_hollywood

i've been pestering my boss for bank holiday work on good friday, i find out on tuesday lol