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The 'We're saving for a deposit' thread

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Comments

  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well my mum plays so if she wins big im sure she'd buy us a house lol ill just keep on saving then :j
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • oldMcDonald
    oldMcDonald Posts: 1,945 Forumite
    happytails wrote: »
    Anyone play the lottery/scratchcards or prefer to save the £1's instead? im in 2 minds about it :confused: do i risk it or risk loosing out?
    :eek:No way! The nearest we get to taking a gamble with our savings is to put £1k into premium bonds!
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    oldMcDonald wrote: »
    :eek:No way! The nearest we get to taking a gamble with our savings is to put £1k into premium bonds!

    I'm really toying with premium bonds. I think the draw has been reduced though?
    My parents have a couple of thousand in them and have never one anything....all their lives, but when I had up to the limit I got a good average return ...nothing big but a regular occurance of smaller prizes. More than I'm currently getting in returns in savings accounts.

    I might comprimise and fill my quota but not get any for DH. :confused:
  • pavlovs_dog
    pavlovs_dog Posts: 10,216 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    butterfly72 wrote: »
    I fancy looking at this but a bit worried about the downloads. Was everything ok??

    ive had no problems with it, t'is great fun :D
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • oldMcDonald
    oldMcDonald Posts: 1,945 Forumite
    lostinrates wrote: »
    I'm really toying with premium bonds. I think the draw has been reduced though?
    My parents have a couple of thousand in them and have never one anything....all their lives, but when I had up to the limit I got a good average return ...nothing big but a regular occurance of smaller prizes. More than I'm currently getting in returns in savings accounts.

    I might comprimise and fill my quota but not get any for DH. :confused:
    I have had a £50 win on the £1k bond - I have held it for about a year now, but in the past year I have also had a £50 win on a £1 bond bought for me as a christening present some 37 years ago - never won anything before with that one!!

    I'm thinking of putting more into PBs - the interest rate on our savings is so crap now and I don't want to put money into a fixed-rate-for-a-year-or-so type account in case a house we may want to buy comes up.....

    I think there is a PB thread on here somewhere?

    *off to look.....
  • oldMcDonald
    oldMcDonald Posts: 1,945 Forumite
    Links:

    Here

    Premium Bonds vs National Lottery thread

    I'm sure there was another one that I looked at recently, but I can't seem to find it now.
  • oldMcDonald
    oldMcDonald Posts: 1,945 Forumite
    Is there a problem with links on the site at the moment? The above links don't work if I click on them but will open in a new tab:confused:
  • mbynwa
    mbynwa Posts: 788 Forumite
    Part of the Furniture Combo Breaker
    Nope fine for me OldMcDonald. Sounds like you have a pop-up blocker setup.
  • oldMcDonald
    oldMcDonald Posts: 1,945 Forumite
    mbynwa wrote: »
    Nope fine for me OldMcDonald. Sounds like you have a pop-up blocker setup.
    Oh, that means DS has been 'playing about' with the settings.:mad: It takes me for ever to sort it out as I am a technophobe - DS finds it highly amusing to tinker with my PC. I love teenagers - look like adults, act like .........
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Possibly worth pointing out that ''next door'' on the recession, economy, houseprices board a story has been linked to about the need to invest in inflation proof thingamybobs. I'm feeling a bit panic stricken about all our savings again.

    We were on the brink of making an offer again and only decided yesterday not to. I was feeling unsettled about the property but sort of glad to be putting stuff out of cash into a 'thing' but now we're still in money....and I'm feeling very insecure about money holding again :(
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