The 'We're saving for a deposit' thread

alipops1986

Hello All!

I've been recommended this thread so thought i'd pop along and get right back into this saving malarky!

As you can see by my signature, I have a few savings accounts - namely Cash ISA! However, I also save £450 a month regularly, so am looking for another savings account. Yet, i am slightly clueless so any suggestions would be good! Am also considering, perhaps putting the 10k away in a long term savings account and then transfering my £450 a month into my cash ISA - then i can get to that if i have any dire emergencies!

So, any ideas/suggestions are welcome!

JimLad

I won the work Grand National sweepstake. I pulled mon mome out of the hat bagging me £40! I was cheering so hard at the tele!

lostinrates

alipops1986 wrote: »

So, any ideas/suggestions are welcome!

LOL, having directed you here for moral support I'm goingg to suggest trying the savings and investments forum for where to stash it all. ;) but stay here for the support

FWIW, if you can stand to, in your situation I'd personally be prepared to stash it away for a year for he best rates. You are so young, and not livin with a partner.

A lot of people who have bouht something with no room for life to grow around them are startin to feel the pain now,

alipops1986

JimLad wrote: »

I won the work Grand National sweepstake. I pulled mon mome out of the hat bagging me £40! I was cheering so hard at the tele!

My mum won £127 thanks to that Horse!!

jak

Well i've just put my bank interest in the house savings account! Wow! 1.68!!! Oh well it all helps...

happytails

Morning everyone, 1 week into April and the only luxuries we have bought was my hair do (much needed) and its was £30 - got it done at a college. Had it dyed as close to my natural colour in the hopes i wont have to dye it again :jand a very basic easy to keep cut - so worthwhile really me thinks!

Cant wait til payday - £1 going into ISA, £400 going to pay off overdraft - leaving us with atleast £400 -£800 to live on- depending on the overtime OH does - easy peasy! And whatever we have left from our 'living' money will be joing the ISA at the end of May woop woop! Cant believe in 3 weeks we will be over 50% toward our deposit and reduced our overdraft by a total of £1600

Happy lady today x

JimLad

Sent off my ISA transfer form a couple of weeks ago and still nothing has happened. Anyone got any experience of moving from Abbey or two Halifax?

slowlyfading

JimLad, I asked about an isa transfer today, and she said it normally takes 4 to 6 weeks, so don't worry

Carrie85

just added £200 into my savings pot, breaking my first thousand barrier. A small target, but I feel well on the way now.

Good to see everyone elses totals going up, keep up the good work

JimLad

Oh my god im such an idiot! I ordered a Tshirt off ebay a couple of weeks ago and i was wondering today why it hadnt been delivered.

Just realised that i had my old uni address (that i havent lived at for a year) set as my default delivery address! Its 100 miles away from me and some smug student just got a nice new foo fighters tshirt