The 'We're saving for a deposit' thread

[Deleted User]

:j:j Standing order day for me :j:j

£400 added to my monthly saver, taking my total now to £1017.35, just over 4% of my overall total saved:T :T

NerveAgent

After my year and a half long year of madness after I graduated I have finally paid off all my debts and put my first £300 into my ISA. I have managed to save £500+ of my pay for the last 6 months so hopefully that unimpressive amount with increase quite steadily!

kingsthorpe

Been paid so now Im going to try and be really good all month and not spend too much! I want to spend as little as possible on the food shop so I can save what I don't spend. Thats my plan anyway. That should get me another £100 at the end of the month. I spend far too much at the minute on food.

mouche

Payday but thanks to a lot of spending last month, I'm saving £150 less than usual. Even with that I will barely be able to pay off my credit cards (I always pay them in full). Fortunately I can’t raid the house deposit money any more as the rest of the savings comes out tomorrow in standing orders to my regular saver. I will need to borrow from the contingency fund to help pay my mobile bill etc. The good thing is I’ll be spending most of this month with my mum so hopefully a low spend month. Fingers crossed that I will be back to black in May.

Orlando_Virgin

I'll join this one peeps if you don't mind, My partner and I are trying to save 12.5k, currently at 6k saving £1200 a month...

VickyA_2

Payday today! :beer: That means that I've paid a small amount into my ISA (sadly not up to the full amount for this tax year, but hey ho!) and we're now up to 59.7% of our savings target! DH is sorting out his ISA tomorrow - he'd not paid into it in the previous tax year so they'd suspended his account. :wall:

Saver-Rob

Payday here too. My favourite day which has upped our savings to £58,500. I cant wait until next month to break the 60,000 mark

jak

I'm looking forward to tomorrow when our reg. savings go out. Also have made £48 on ebay this week by selling unwanted gifts so i'm well chuffed!
Should up our totals by £100.
Will update tomorrow!

rictus123

Hey i hope you guys dont have an age limit to this?! Im 17 years young and starting from nothing im going to be saving every penny i can. Il just have the 1 ISA that i put my savings into(hit the £3,600 limit asap in the next tax year) Then just leave it untouched and save up in a savers account(hopefully another £3,600 so i can put it into my Isa on the 6th of April 2010! How much of a deposit should i be looking for? I reckon il be buying based on a price range of 120k. My OH will be saving up as well but keeping things seperate as we are only 17 !!!!!! anything could happen/ go wrong! Saver Rob thats a really impressive deposit so far!

VickyA_2

rictus123 wrote: »

Hey i hope you guys dont have an age limit to this?! Im 17 years young and starting from nothing im going to be saving every penny i can. Il just have the 1 ISA that i put my savings into(hit the £3,600 limit asap in the next tax year) Then just leave it untouched and save up in a savers account(hopefully another £3,600 so i can put it into my Isa on the 6th of April 2010! How much of a deposit should i be looking for? I reckon il be buying based on a price range of 120k. My OH will be saving up as well but keeping things seperate as we are only 17 !!!!!! anything could happen/ go wrong! Saver Rob thats a really impressive deposit so far!

No upper or lower age limit. At the moment, the better rates of interest kick in for a mortgage at about 25% deposit - so you'd be looking at £30k - plus fees, of course!