The 'We're saving for a deposit' thread

samtoby

I have been able to move £1000.00 over from my salary today, as its pay day and have broken the 30% mark....whooppee

vl2588

Just edged my way up to 62% but now I start paying my pension contributions again at work (new job) so hoping I can keep this up!

samtoby

vl2588 wrote: »

Just edged my way up to 62% but now I start paying my pension contributions again at work (new job) so hoping I can keep this up!

Your so much closer than me!:D

vl2588

Also living in cloud cuckoo land though as £15k probably isn't enough in the area I work in but it's the best I can do! Keep on, you never know, might get a windfall

Also, as a single mum you are doing fabulously to manage to save anything! Well done :T

samtoby

vl2588 wrote: »

Also living in cloud cuckoo land though as £15k probably isn't enough in the area I work in but it's the best I can do! Keep on, you never know, might get a windfall

Also, as a single mum you are doing fabulously to manage to save anything! Well done :T

I am really scraping back; I have had to move back in with my mother so I can save as much as possible. I just need to get my own place. I had bad credit and I was up to my eyes in defaults but I have spent YEARS paying them off and now I am in the position to start again and get my own place. I know I might have to pay through the nose for it to start with; but I am sure it will be worth it.

[Deleted User]

samtoby wrote: »

I am really scraping back; I have had to move back in with my mother so I can save as much as possible. I just need to get my own place. I had bad credit and I was up to my eyes in defaults but I have spent YEARS paying them off and now I am in the position to start again and get my own place. I know I might have to pay through the nose for it to start with; but I am sure it will be worth it.

Hopefully by the time you have a decent deposit saved most of the defaults will have popped off your credit report? If that's the case you might not get as hammered with a high interest rate mortgage as you think.

Also look at Martin's main page for advice and guidance on rebuilding your credit report - should help in the long run.

D9

vl2588

Good luck, where there's a will there's a way

ManPants

Hello,

Now at £3000 which is 10% of my deposit goal of £30,000. Good luck all!

Stupotstu

samtoby

stupotstu wrote: »

Hello,

Now at £3000 which is 10% of my deposit goal of £30,000. Good luck all!

Stupotstu

Lucky you house number two! I hope I get there one day! 1 will do!

Joyce_M

Good Morning all,

Payday today! By some Christmas miracle I stuck to budget this month and I had £480 left in the bank, so I managed to bank a whopping £780 rather than my usual £300. I'm really pleased with myself, I've even (so far) resisted the temptation to visit the sales :A

Good luck all!