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I wanna be mortgage free!

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  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Not got anything done past what you've seen - I've been asleep. But thought I'd have 30 mins catch up on the net before bed for the night. I can't believe how tired I am.

    How long did it take you to get over it Stuart?
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    1012-007-57-1068.gif
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks setmefree2 that's really cheered me up. I don't know whats worse though. The flu or the side effects from Tamiflu! I'm cream crackered.

    Managed to get my direct debt for gas and electricity reduced which will save me £22.50 per month. Yey!
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    twinklie wrote: »
    Managed to get my direct debt for gas and electricity reduced which will save me £22.50 per month. Yey!

    AnimatedBravoSmiley.gif That's Good News :D

    My eldest son is in Yr11 and is 15 and he just had flu (presumably H1N1) It lasted a week and he was drained for the whole of that week....

    ....Get Well Soon
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I feel awful. I was off the other week, back for a week and now I'm off again. The kids have exams in January and I feel like a total let down. Really need to make sure i'm 100% and then hit them classes with a vengeance.

    I'm that paranoid about them getting behind I've sent in lesson plans for the week. Really don't want them to get behind. I'm really not good with this being sick thing. Although, the nausea is kicking in now so I have no choice. Doh!

    Right what other things can I sort out while I'm bed bound...I'm really bored.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    You're not a let down twinklie! You can't help being ill and I'm ordering that you're not allowed to worry about anything.

    Bed bound things to do......

    Re-jig budget.
    Look through cookbooks and decided to make some new recipes.
    Write Xmas card list.
    Read books/internet until your eyes blur.

    :) hope these are helpful. not exciting I know thou

    Feel better soon
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks SmlSave.
    I don't do xmas cards - waste of paper if you ask me. But then I'm a little miserable!

    I've been looking at budget because it needs the rejig with OH moving down to Wales. But I'm not really sure what to do about it all if I'm honest.

    I've enquired about getting the phoneline and internet sent down their with him...and then maybe getting O2 internet for me - I won't use nearly as much as he does. But I've a feeling we will get stung for a reconnection fee at our house if we do that! Don't know...brain isn't sharp enough to figure it out if I'm honest.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm obsessing over a dog again. All due to playing with my sisters dogs at the weekend. If I can avoid dogs I'm ok and I don't pine for them (unless I see them on tv). But if I interact with one I get really tearful for a few days after. I REALLY miss having one. In fact, I miss having a pet full stop.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    I don't do xmas cards - waste of paper if you ask me

    I kinda agree about giving cards, I don't do birthday cards normally but I do give Xmas cards as I like to receive them. I reuse them by making gift tags out of the pictures and paper logs out of the remains. :)
    But I've a feeling we will get stung for a reconnection fee at our house if we do that

    When you feel better why not give the company a call and ask them outright? Then you have a starting point to go from i.e. you'll be able to see if you'll save any £££

    ((hugs)) hun. I'd love a dog too but it's not going to happen for years!
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Tesco orders delivered on time and with no substitutions! A very happy and rather unwell twinklie! I'm impressed and came just in the nick of time. Home delivery is the way forward I think! :)
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
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