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DMP Mutual Support Thread (Part Three)

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  • rayday2
    rayday2 Posts: 3,960 Forumite
    Sorry to hear that Ray. I am of the opinion that if the beast(Lloyds) is asleep I let them lay in as long as they want. No point in waking them :D

    Must dash

    ym

    I learnt that one today :rotfl: I am not officially not interested in a DFD if it includes Lloyds they can have it long drawn out so nah!
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    Thanks newlywed I am hoping to return to work in Sept as I am just completing my Level 3 NVQ Teaching Assistant Course so hopefully then I will be better off and able to up my payments a bit more.

    Ray sorry to hear you have had trouble with Lloyds (the barstewards!!) Chin Up Girl!!
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • newlywed
    newlywed Posts: 8,255 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    rayday - why not write to them and say if it's not acceptable you'll go back to the £5 they accepted previously :p
    working on clearing the clutterDo I want the stuff or the space?
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    Snap :rotfl::rotfl::rotfl:

    Im gone

    ym


    BYE YM!! HAVE A GOOD DAY:D
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • rayday2
    rayday2 Posts: 3,960 Forumite
    teecee152 wrote: »
    Thanks newlywed I am hoping to return to work in Sept as I am just completing my Level 3 NVQ Teaching Assistant Course so hopefully then I will be better off and able to up my payments a bit more.

    Ray sorry to hear you have had trouble with Lloyds (the barstewards!!) Chin Up Girl!!

    Well my news today was that my local headmaster has said he will support me if I do my Level 3 Teaching Assistant course (starts in September) and I can volunteer and he will give me one of his other qualified TA as support.

    Our local college is only doing Level 3 this year but I am currently working on my level 2 qualification in Youth Work so can go in at Level 3.

    Couple of years time I will be with you in spirit!
  • rayday2
    rayday2 Posts: 3,960 Forumite
    newlywed wrote: »
    rayday - why not write to them and say if it's not acceptable you'll go back to the £5 they accepted previously :p

    :rotfl: Believe me if interest starts going on that will be in my letter of complaint hardly encouraging me to pay up is it!
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    Good Luck with the course Ray.

    I volunteer 2 days a week at my local Primary school and I love it!!!
    It took till I was 40 to decide what I wanted to do in life but its the best thing I ever did. (apart from my DMP):T
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • rayday2 wrote: »
    Can I do a huge GGGGGGGGGGGGGRRRRRRRRRRRRRRRRRRRRRRR!

    After last week and deciding to do a payment review as in two years no one has asked for one, I did one! My Lloyds card went up from £5 a month to £10.30 - Lloyds have written to say its not acceptable. Are they totally flipping clueless??!!

    Enter as many foul words as you like there - anyway I shall ignore letter and send payments and hopefully they won't charge interest and I learnt one big lesson never again will I bother increasing to them independant of them asking they can cuckoo off!

    Morning everyone :D

    If they say the increased payments are not acceptable, tell them that you will put them back to the old amount which they must see as acceptable as they have accepted them for 2 years!

    Seriously though, what about just increasing the payments without telling them? (too late for this one, I know) It sounds like they hound people for a while and then get bored and leave them at the bottom of the 'to do' list until something wakes them up.
  • rayday2
    rayday2 Posts: 3,960 Forumite
    Well one company I did just alter the standing order without telling them and I think you are right, I should have followed my gut instinct and saved a stamp!
  • teecee152 wrote: »
    Andy DD means Darling Daughter, DS is Darling Son.

    I See!

    Ok, here are a couple of mine... a Thursday lunchtime quiz.

    UTD
    UTS
    UASSCUM

    Suggestions please on a postcard. or call my premium rate phone number for a clue.
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