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DMP Mutual Support Thread (Part Three)

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  • rayday2
    rayday2 Posts: 3,960 Forumite
    Can I do a huge GGGGGGGGGGGGGRRRRRRRRRRRRRRRRRRRRRRR!

    After last week and deciding to do a payment review as in two years no one has asked for one, I did one! My Lloyds card went up from £5 a month to £10.30 - Lloyds have written to say its not acceptable. Are they totally flipping clueless??!!

    Enter as many foul words as you like there - anyway I shall ignore letter and send payments and hopefully they won't charge interest and I learnt one big lesson never again will I bother increasing to them independant of them asking they can cuckoo off!

    Morning everyone :D
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi TeeCee.

    Love the new avatar. Now was it Officer dibble or Dribble.;)

    Must dash as hoovering to do before the OH gets home and we go swimming.

    Ta Ta

    ym
  • rayday2
    rayday2 Posts: 3,960 Forumite
    dafty wrote: »
    hi everyone,
    i've lurked here for a while picking up bits of advice, me and my partner have debts of £21,000 (excluding secured loan and mortgage). we have just entered into a debt management plan in my name, it's my fault how we ended up like this! we are now trying to get my partner onto the plan but still feel like we are sinking, i'm waiting to start a second job soon and cutting back in all areas we can think of, is there anything else we could be doing to scrape some extra cash in???

    dafty

    I think you seem to be doing all you can so good luck in your journey!
  • God knows what it will be like for my young uns.

    Still the sun is shining ,my belly and my DD's are full from lunch and they are well clothed and warm. There are more unfortunate people about than me.

    I am off soon swimming so I hope you have a good day and we have not been toooo negative.

    Remember no one needs a smile more than someone who is not.

    ym

    I can figure out most of the abbreviations but I'm stumped here. What are these DD's to which you refer?
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    Hi TeeCee.

    Love the new avatar. Now was it Officer dibble or Dribble.;)

    Must dash as hoovering to do before the OH gets home and we go swimming.

    Ta Ta

    ym

    It was Officer Dibble!:T :T
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    rayday2 wrote: »
    Can I do a huge GGGGGGGGGGGGGRRRRRRRRRRRRRRRRRRRRRRR!

    After last week and deciding to do a payment review as in two years no one has asked for one, I did one! My Lloyds card went up from £5 a month to £10.30 - Lloyds have written to say its not acceptable. Are they totally flipping clueless??!!

    Enter as many foul words as you like there - anyway I shall ignore letter and send payments and hopefully they won't charge interest and I learnt one big lesson never again will I bother increasing to them independant of them asking they can cuckoo off!

    Morning everyone :D

    Sorry to hear that Ray. I am of the opinion that if the beast(Lloyds) is asleep I let them lay in as long as they want. No point in waking them :D

    Must dash

    ym
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    I can figure out most of the abbreveations but I'm stumped here. What are these DD's to which you refer?

    Andy DD means Darling Daughter, DS is Darling Son.
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • newlywed
    newlywed Posts: 8,255 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Still the sun is shining ,my belly and my DD's are full from lunch and they are well clothed and warm. There are more unfortunate people about than me.

    I am off soon swimming so I hope you have a good day and we have not been toooo negative.

    The one thing I am grateful for is with all this talk of banking problems - I don't have to worry whether they will approve me for yet another consolidation loan or not :D - Or whether they will put the credit card interest up :D

    Well done teecee on reducing your DFD. :T
    working on clearing the clutterDo I want the stuff or the space?
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I can figure out most of the abbreveations but I'm stumped here. What are these DD's to which you refer?

    Darling Daughters


    Really must go :rotfl:ym
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    teecee152 wrote: »
    Andy DD means Darling Daughter, DS is Darling Son.

    Snap :rotfl::rotfl::rotfl:

    Im gone

    ym
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