Mooloo's struggle with babies and bills

Savvy_sewing

Well after reading all the 61 pages of the information on ESA I am exhausted.! I am not sure but it looks like I will be down to £60.50 and after 13 weeks, if I am still unfit I may be entitled to an extra £24 - £29 depending on my abilities to pass the jumping through hoops test they suggest.
But reading the fine print it looks like I will not be able to have the CSA that my ex pays, that I will only get £20 of the £48! Things really are not looking very rosey at the moment.
Recon I will have to do the living on £4,000 challenge at this rate.!! Infact I will be on a lot less?
Confused to say the least.
While DS is at school I will still get the child tax credits and the child benefit, and the part of the maintenance, but once he finishes school it looks like that all disappears and I am down to the £60.50 a week to live on!. Looks like the car will be gone and visits to Oxford will be limited, and via the bus?
OH am feeling very doom and gloom. Got to get out of this depression. Tablets arent doing much to take the edge off either.
Time to see if the chicken I was given today, (Luckily) has defrosted so I can start to cook it. May come back later. Read a few other tips to stretching the budgets. Reckon the tumble dryer is going to have to be reduced, and the fire in the garage will have to be monitored and Biggest of Mooloo and her partner will have to sort that one out.

SuziQ

So sorry you have recieved such a blow Mooloo. I know they are a charity,but talk about kicking someone when they are down! You must totally despair of Twin2 at times! You have the patience of a saint. My youngest is special needs and I can see me having problems when he gets to adolescence,the only saving grace I suppose is he can't get pregnant. Social services need to stop sitting on their hands and get you some proper support and sort the finances out-it's outrageous if it is legal for banks to allow your girls to run up debt given their limitations.
I really hope and pray that there will be some good news over the next few days to cheer you up.

Savvy_sewing

Well its another day. I hope I am not quite so down today. Just sending the twins to the leisure centre to join in something called Mighty Atoms, for the babies. It lasts for 2 hours. I have given them the money to go and try it out. Twin2 is dragging her feet. (Doesnt like having to move so early in the day!!). But I am determind that those babies are going to get out and about. The leisure centre is only about 5 minute walk away from here. So there is no excuses!!. I hope that the girls will also meet some other mums and start to make some new friends. I really want them to get away from the one that is encouraging them to leave the babies, and to threaten to move in with them, somewhere. !!
Time to do a food shop.

Savvy_sewing

Just blew the budget with a shopping bill of £155. coming tomorrow from Mr A. !! But it will probably last us most of the rest of the month. (Thought I better stock up before the money drops!). Good news is that the CSA have paid up £288 back money. So I have £690 in savings now!! I was hoping for £1,000 at the beginning of the year, but obviously I am now not sure that that is going to be such an easy target to hit. But I will keep trying. Time to update my signature.!:j

Savvy_sewing

Spent hours on here looking at all the different options. Kids are arguing and doing my head in.! Oh for the peace of the weekend!
Ah well, I have made lots of notes on what I can/should be doing!. Now its time to get doing.!
Perhaps even re read beginning of my thread from last year. Maybe I will see how far I have actually come in the last year, but not now. Arm is protesting and so are the shoulders. Tablet time. Tea time. Rocket up the *** time!.

Keeping_Motivated

Hi Mooloo

Sorry about the job, must be so frustrating for you when you loved the job. Reality is that your health and the family need you more than the job though.

Is DS not going to college? Your benefits would not stop if he did.

Savvy_sewing

Keeping_Motivated wrote: »

Hi Mooloo

Sorry about the job, must be so frustrating for you when you loved the job. Reality is that your health and the family need you more than the job though.

Is DS not going to college? Your benefits would not stop if he did.

Yes, I am feeling a bit lost to be honest. Reality is that the family need me at the moment, and my health is pretty ropey!. Good and bad days etc, but now that the door has closed I am feeling a bit rejected!. I knew it would come eventually, but I suppose I was expecting it to happen once I had been off for six months or something. But I have to face the fact that the job, much as I loved it, agravated my situation and is not good for me. The fear of the unknown is really what is grippping me at the moment. I am still trying to fight the depression, at least the new medication is not having any bad side effects, (3rd time lucky!). But I am not sure that I am out of the doledrums yet. I suppose what worries me, is the grading of the new ESA, if you have read it, becuase I can still use one arm, I am probably going to be boreder line on the different type of ESA I can claim.
Re train? Once and if my family no longer need me (will that ever happen?) what am I going to be able to do.? I am in pain just sitting on the laptop for more than a few minutes really, well I am in pain all the time, but I agravate it, by doing anything with my left arm. Being left handed means that things are not so easy. I am having to try to relearn 47 years of the way that I do things!. Not so easy. But I must remember that I am not the first person to be in this situation and I wont be the last. (Although I doubt there are many people with the twins and grandchildren living with them, with the same sort of difficulties!).
Ah well. So its the start of yet another phase of my life.
I am trying to get my Microsoft Money set up, up to date, and will start to look at all the budget. Luckily apart from paying back over payement of housing benefit, I don't have any debts, and I have a small amount of money in the bank for the rainy day.
DS is going to do an apprenticeship with DAF trucks, along side his father. (Even though he left us when DS was 1yr old, he has always wanted to be part of DS/s life. Unfortunately not the twins!).
So best foot foreward, (that will be my right one now then!) and time to face the future and try to open my mind up to what ever possibilities that I can think of. Research.:rotfl: :rotfl:

Savvy_sewing

The health visitors have just left. They have suggested we contact Home Start for some help, and are going to go back to the Adult Learning Difficulties team and see what they can do. They tell me there is a family centre in Daventry that they might be able to go to, that the Teenage support workers will be telling us more about that.
The computer was running a bit slow, had to update a few things today so not done as much as I wanted to do.
Mr A delivered the shopping, twins did help with marking it off and putting it away.
I have started to Knit with the carrier bags that they delivered it in! not sure how successful that will be, but I thought I would give it a try.
Now I have the computer working again, time for me to go back on to the budget.

Savvy_sewing

Well I have to be very careful with the knitting, as it too agravates the arm. Small bits then. The knitting panel I am doing does look quite funky though!.
Twin 1 went out last night, and although twin2 was supposed to look after BGP it was me that had to deal with her when she woke up. So I am very tired this morning. I was thinking of staying in bed, but with the ladies from Social support team due any minute now I am up, and have been since about 7.30. Not moving quite so well today. After the ladies have been I will have a go on my massage chair.
Have had an email from DS's school telling me he didnt stay behind in the afternoon when he was supposed to. I really thought that he had got over the bunking off since we moved here, but apparantly not. I will have to talk to him when he comes home for lunch as its vital he does his course work and catches up with the work. I really do worry about him.

Savvy_sewing

Well the Social workers came at, 1pm not 10am. They reckon they had text the twins to tell them it was changed on Monday.! The YOP lady came at 5.45 last night, to see DS, so everyones evening meal was late, ended up with Sausage and Chips!.
DS was not happy with me becuase I would not let him go out to his Social Club at the Coffee Shop. He swears he was at school the other day!.
But I have told him that if he has any day off of school he will not go to the Coffee Shop anymore. (As Biggest of Mooloo runs it, I would know if he was there anyway, so he cant sneak there.). I didnt let him out at all so he sulked in his room.
I went to sleep at about 9pm and didnt wake until nearly 7am. Practically unheard of. Usually the sciatica in my left hip/leg keeps me awake!
Time for my shower. I really need to get my act together, so may forms to fill in. The council probably need to visit them too. They have said they have overpaid me, and that I have to re fill in the forms from November. Then of course I will need to fill in the new application due to change of curcumstances with loosing the job on Monday. The forms from the new ESA has also arrived and they want my birth cirtificate as well as my sick note, and so I need to sort out Paperwork again this morning. The good news in the same council letter is that they say i will probably have been entitled to Council Tax benefit and I didnt get it. (May be it will equal out with the overpayment of the Housing benefit then???).
Then of course I will probably loose it with my Wages pay off in January asthey want the wages slip when that also arrives.!! In with one hand and out with the other.....