Horizon- Court Date next week- Defence and Advice

MrJenkinsEsq

The case I cited, you may want to link it in the email.

Copy their solicitors, or delete that line if you don't.

https://www.bailii.org/uk/cases/UKSC/2013/8.html

Coupon-mad

https://forums.moneysavingexpert.com/discussion/comment/82159660#Comment_82159660

Perfect!

Email that, @Edvance_Guy

Edvance_Guy

https://forums.moneysavingexpert.com/discussion/comment/82159750#Comment_82159750

Thank you enquires have left me with two answers - 1 the 30 days starts from date or hearing and other it starts from date the judgement is issued?

Which is it my mortgage is going through I not losing it over 300 quid!

Edvance_Guy

https://forums.moneysavingexpert.com/discussion/comment/82159642#Comment_82159642

Judge said 8% interest was not reasonable and so she said she would use 4% clearly she didn't have a clue how to work it out.

She seem flustered.

She allowed the additional £70 as a PENALTY her words yes - disallowed the £10 as she was being generous.

I have until the 14th Oct to pay the amount by my calculation.

Coupon-mad

Have you now emailed exactly what MrJenkins wrote for you? Mark the email URGENT SLIP RULE RECALCULATION NEEDED & the Clam Number. Do it now…

Edvance_Guy

https://forums.moneysavingexpert.com/discussion/comment/82160122#Comment_82160122

Yes I have sent it- I didn't get the Judges name (I noted the change of judge at last minute and asked for it to put put to the judge from the hearing).

It went this morning.

My 30 days are up on the 14th Oct 26 so they have alittle time to correct as far as I can see I get two answers when I checked.

The court emailed 24th Sept saying the order had not been drawn, when do you think the the 30 day timer starts?

lionking2022

@Edvance_Guy Based on what AI/Google tells me the CCJ countdown starts from the date of hearing. If you are concerned about the CCJ and your mortgage and you are dead set on paying the debt, I have a suggestion.

I would as a worst case pay the debt using the 8% rule + the additional £10 that the judge disallowed. The bank details for Horizon or whoever they used Gladstones/DCB Legal should be with you based on earlier emails etc from them.

Just send the money and when the judgement comes, and if you overpaid claim it back from them.. If they refuse time for you to raise a claim against them..

Just a suggestion to ease your stress on getting an accidental CCJ due to poor paperwork from the court..

Edvance_Guy

https://forums.moneysavingexpert.com/discussion/comment/82160179#Comment_82160179

Depends what AI u use one said date of court sealed judgement other said hearing date: Not sure what would happened if I didn't attend like the claiment.

They initially would let me pay yesterday but, have now agreed to accept payment but they want the judgement to confirm its settled.

Coupon-mad

The email about the slip rule should push it on quickly.

Edvance_Guy

https://forums.moneysavingexpert.com/discussion/comment/82160323#Comment_82160323

Lets hope so copied in glastones! They said if I overpaid they would return the monies but I want that in writing.

I will pay soon the full amount and claim back the balance.

The response time is bad emailed 18th response on the 24th!