The Top Regular Savers Discussion Thread

happybagger

I couldn't care less tbh; it's a public forum just surprised how much coverage it gets. As long as people don't get upset when someone makes a separate thread for a question so that they don't have to wade through hundreds of unrelated posts to find an answer, had it been posted in this one.

mhoc

https://forums.moneysavingexpert.com/discussion/comment/81903720#Comment_81903720

I think the attraction of multiples is both having one of the best savings rate around of 7.5% but also being able to have £400 (or even £600) each month earning 7.50%

And also the simplicity of having all with one building society instead of £200 in regular savers with 2 or 3 different BSs, 3 sets of log ins and usernames etc - even if you could find 3 BSs with regular savers at 7.50%

As for this potential loyalty rule its all very much speculation until next week and it can be confirmed but we live in hope.

We do though need another new bank or building society to launch a new regular saver to distract us from the endless Principality discussions :)

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/81903452#Comment_81903452

No multiple direct openings, it seems only on account maturity until PBS decide to change their mind. At the end of the day, it really depends on how many 3 year+ loyal customers they've already hacked off by offering maturity accounts that were subsequently rejected.

gwapenut

Is there a way of paying into Principality RS 5 today and have it count as my Feb payment?

I know they say it should show within 2 hours, but is that true on a Saturday or will they not deal with it until Monday?

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/81903888#Comment_81903888

Open the account now, you should get an email with your account details and be able to fund straight away. If you send funds now it'll be classed as a February deposit.

nomorekids

Not saying anything re multiple Princess accounts but will say its the first time I felt I had to fill in their "How easy was it to do what you needed to do today" question survey with glowing comment. Very happy account or should I say accounts holder here. 😀😁

dealyboy

https://forums.moneysavingexpert.com/discussion/comment/81903795#Comment_81903795

The top regular savers discussions

I must say I am very happy with the guidance being provided by Bridlington. If he thinks something is off topic or repetitious he will say so and we should accept that, but I am pleased that he errs on the side of free discussion.

Personally there are banks/building societies and issues that I am not interested in so I understand the frustration of wading through tens of comments, but it helps if people leave a little heading 🤗

clairec666

https://forums.moneysavingexpert.com/discussion/comment/81903801#Comment_81903801

Also if a separate thread exists I reckon it's okay to point people in the direction of that thread - it doesn't mean "you're not welcome in this thread", it's just alerting people to information that they might have otherwise missed

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/81903764#Comment_81903764

I don't know why Brid specified 'Top' ones in the thread title but as he has, maybe we should ban discussion of the lowly ones instead 😀

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/81903952#Comment_81903952

Although I would also say it's perfectly fair to point out where appropriate that discussion is better off remaining in one thread as opposed being split between this and another thread.

I would also add that where people disagree with the me on the scope of this thread I am not, in principle against being persuaded to change my mind if someone takes the time to message me directly with well reasoned points. There comes a point though where if enough people attempt to dictate how people choose to run their threads they may begin question what the point in bothering is and whether their time would be better spent outside of the forum.