The Top Regular Savers Discussion Thread

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/81905132#Comment_81905132

You could always adjust your standing orders for a day or two later to allow for the ISA money. I'll be adjusting my standing orders next month to after the beginning of the new tax year to provide funds to max out my flexible ISAs and replace money withdrawn from them before the end of this tax year.

You'll have to do the sums to see whether it's worth it, though

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/81904603#Comment_81904603

This is a clue as to when

I was extremely fortunate, because I tried to apply for a new one earlier in the month but it required info off my debit card, which was lost somewhere in the house. Thought it would turn up but it didn't, so I tried applying via a different route, but only because it was the last day of the month as far as VM is concerned. Will be topping it up to £500 tomorrow.

WillPS

https://forums.moneysavingexpert.com/discussion/comment/81905187#Comment_81905187

It's only been offered a handful of times - from memory 3 separate times last year, each for a full calendar month going NLA on the last working day.

I very much doubt they're anywhere near ready to start telling Virgin Money customers they need to apply for Nationwide accounts. Totally separate businesses still effectively, albeit under a common license from April.

guli

Anyone planning to fund tomorrow a further £250 into their MHBS Market Harborough RS maturing later this month on the 31st March, bringing the balance to £4010+?

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/81905369#Comment_81905369

I'm only funding the minimum of £10, as I'm paying the rest of the £250 allowed into the 5.8% one.

I'm hoping the 5.75% one is still available in April for me to open...

Stargunner

https://forums.moneysavingexpert.com/discussion/comment/81905369#Comment_81905369

No, because the t&c’s state max balance of £3750 excluding interest.

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/81905187#Comment_81905187

Is the current 2.75% above base rate guaranteed? If not, I'm thinking of doing the same with Club Lloyds, because the 6.25% is fixed and I have done 11 months. Will I be able to open a new one straight away and fund it, even though I went and funded the current one on 1st February?

zombie404

https://forums.moneysavingexpert.com/discussion/comment/81905588#Comment_81905588

If you close the regular you have to wait still until 12 month term is over unless things have changed

So do the below I did it last week

With Lloyds to close and reopen you need to renew which changes the regular saver to a different account type

On the app click apply, then savings.

Click Renew your savings account

And select one of the low interest options.

Once process is complete you'll be able to open a new 6.25 regular saver

All above can be done before you coffee goes cold

BreakingGlass

YBS Loyalty Regular eSaver

Yesterday (1 Mar) I transferred a 13th payment of £250 to my YBS Loyalty Regular eSaver, bringing the balance to £3250. (It was opened with first payment of £250 on 31 Mar 25, and matures on 31 Mar 26).

I was half expecting the 13th payment to be rejected when the banks started trading today, but nothing untoward is showing, and I can't see a £3000 limit mentioned on the Ts and Cs. I'll report back if anything changes.

Slinky

Arggh, I do wish people wouldn't delete comments. I get the 'There are 24 new comments on the thread' in my notifications, click on it only to find a comment has been deleted and I'm left hunting back down the thread trying to find where I'd got up to.