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The Top Regular Savers Discussion Thread
Comments
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You can legitimately have £20k , with solo and joint edge sccounts and one edge ecplorer.
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You could always adjust your standing orders for a day or two later to allow for the ISA money. I'll be adjusting my standing orders next month to after the beginning of the new tax year to provide funds to max out my flexible ISAs and replace money withdrawn from them before the end of this tax year.
You'll have to do the sums to see whether it's worth it, though
I consider myself to be a male feminist. Is that allowed?1 -
This is a clue as to when
I was extremely fortunate, because I tried to apply for a new one earlier in the month but it required info off my debit card, which was lost somewhere in the house. Thought it would turn up but it didn't, so I tried applying via a different route, but only because it was the last day of the month as far as VM is concerned. Will be topping it up to £500 tomorrow.
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It's only been offered a handful of times - from memory 3 separate times last year, each for a full calendar month going NLA on the last working day.
I very much doubt they're anywhere near ready to start telling Virgin Money customers they need to apply for Nationwide accounts. Totally separate businesses still effectively, albeit under a common license from April.
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Anyone planning to fund tomorrow a further £250 into their MHBS Market Harborough RS maturing later this month on the 31st March, bringing the balance to £4010+?
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I'm only funding the minimum of £10, as I'm paying the rest of the £250 allowed into the 5.8% one.
I'm hoping the 5.75% one is still available in April for me to open...
I consider myself to be a male feminist. Is that allowed?0 -
No, because the t&c’s state max balance of £3750 excluding interest.
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Is the current 2.75% above base rate guaranteed? If not, I'm thinking of doing the same with Club Lloyds, because the 6.25% is fixed and I have done 11 months. Will I be able to open a new one straight away and fund it, even though I went and funded the current one on 1st February?
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If you close the regular you have to wait still until 12 month term is over unless things have changed
So do the below I did it last week
With Lloyds to close and reopen you need to renew which changes the regular saver to a different account type
On the app click apply, then savings.
Click Renew your savings account
And select one of the low interest options.
Once process is complete you'll be able to open a new 6.25 regular saver
All above can be done before you coffee goes cold
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YBS Loyalty Regular eSaver
Yesterday (1 Mar) I transferred a 13th payment of £250 to my YBS Loyalty Regular eSaver, bringing the balance to £3250. (It was opened with first payment of £250 on 31 Mar 25, and matures on 31 Mar 26).
I was half expecting the 13th payment to be rejected when the banks started trading today, but nothing untoward is showing, and I can't see a £3000 limit mentioned on the Ts and Cs. I'll report back if anything changes.
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