The Top Regular Savers Discussion Thread

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/81887505#Comment_81887505

I'd agree, so to pull us back to regular savers, just a reminder the following interest rate cuts come into effect tomorrow:

Account                                                                                                                           .	Old Rate	New Rate	Date
Cumberland BS Cumberland Regular Saver	4.50%	4.25%	18/02/2026
Cumberland BS First Home Saver – Issue 1	4.00%	3.75%	18/02/2026
Cumberland BS First Home Saver – Issue 2	4.00%	3.75%	18/02/2026

MaxBlax

Sweepstake

When will the next new (or new issue) Regular Saver be available?

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/81887864#Comment_81887864

I'll predict March. Although there's still time for someone to throw out another 10 month 'Winter' saver by the end of February ending December. Virgin & Mansfield BS have already thrown out their 12 month RS new issues for this month.

topyam

Historically, have any BS or banks released any in Feb?

mhoc

Back to the subject again …

My 1st Coop regular saver matured today so I've gone through the process of setting up a new one - ye gawds what is wrong with the Coop and the endless pages of info they already have on me plus asking for my bank sort code and account number twice even though I am in the app!

I had to give up on setting up the standing order as it would not accept my name or my name with just initials.

How many days now will it be before the account actually shows on the list?

By comparison the new Principalities despite the COP issues I had applied with the pre set info they had on me set up, adjusted the google chart and calendar, funded and set up the standing order with 5 mins

WillPS

https://forums.moneysavingexpert.com/discussion/comment/81887951#Comment_81887951

Set your expectations at 'about a week' then they're more like to satisfy or surpass your expectations than they are to fall short.

As best I can tell Co-op's regular saver is managed very separately compared to everything else they do, and very manually too. Suspect little will change unless and until Coventry BS integrate them now.

mhoc

https://forums.moneysavingexpert.com/discussion/comment/81887942#Comment_81887942

So we might have about 10 days at least of breathing space now to reorganise the excel and google charts, check for defunct standing orders and figure out if its worth filling an ISA instead before the next new regular saver might be announced :)

Bridlington1

NatWest and RBS's Digital Regular Savers now include a 1.75% bonus for 12 months, taking the rate to 7% for those partaking in their switching offer.

I suspect many on here shall be ineligible for it but I'll update p1 of this thread later today.

roked

While I doubt it applies to many on this thread, RBS/Natwest have released an enhanced RS rate as part of a switching offer today https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html?intcam=HP-HI-DEF-Default

It is the same for both places, 1.75% bonus on top of the standard RS rate, making it 7% currently for 12 months.

Previous customers can get it as long as they have not got a current or savings account as of the 17th Feb or had a switching bonus in the past

UKX69

https://forums.moneysavingexpert.com/discussion/comment/81885525#Comment_81885525

https://forums.moneysavingexpert.com/discussion/comment/81885359#Comment_81885359

https://forums.moneysavingexpert.com/discussion/comment/81884953#Comment_81884953

Successfully opened the Hanley 12 month today using the email only. Thanks. 👍