The Top Regular Savers Discussion Thread

happybagger

HRBS - can't have it if you have the RS issue 2 (the 30 day notice account). Bit of a pain, I kept this open with minimum deposit to maintain membership.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82170193#Comment_82170193

This list is for variable rate accounts only, this Issue 3 is fixed (as it should be given no withdrawals are permitted.)

35har1old

https://forums.moneysavingexpert.com/discussion/comment/82170231#Comment_82170231

The list being reffered to is the H&R accounts currently available dated the 16th October

What list are you reffering to

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82170263#Comment_82170263

I am referring to the list linked to by Chaykin, whose post I quoted.

35har1old

https://forums.moneysavingexpert.com/discussion/comment/82170277#Comment_82170277

I didn,t think this thread was only for variable rate regular ssvers

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82170306#Comment_82170306

It isn’t, I was simply pointing out that the HRBS rate list dated today refers to variable rate products only (both current and NLA) therefore it makes sense for the new Regular Saver 3, a fixed rate product, not to appear on said list.

As it isn’t listed with a rate effective from date anywhere, we can’t be certain when it launched (which was what some posters were discussing.)

alfred64

I'm wondering if Co-op's 7% regular saver will continue to be offered next year after the formal transfer to Coventry BS has taken place.

My current one matures next week. Another will be started while it's still available.

BestSeagull

https://forums.moneysavingexpert.com/discussion/comment/82169869#Comment_82169869

Tipton app. He may wait forever if he's waiting for them to fix the app! Just have him fund it the way he usually would and call them to check that funds have arrived. They are well aware of the problem and more than happy to confirm deposits and will even send statements in the post. The external developers have not yet found the issue but supposedly are still working on it… There is a website in the works too, I'm told, but that's still in the development stages.

charlieboycat

H&R RS i3

It isn't in the 16th October list of Variable Rate (Currently Available and NLA) linked by Chaykin. It is in the 16th October list of Currently Available (Fixed and Variable) here:

https://www.hrbs.co.uk/wp-content/uploads/2026/10/2-11-Interest-Rates-Leaflet-16-Oct-26-web-file.pdf

I suspect 16th October is the launch date albeit listed on the website some time on the 15th.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82170354#Comment_82170354

Yeah, if he doesn't fund within the period given they will close the account (which they'd presumably welcome a reason to do given it went NLA over a month ago.) He doesn't have to fund more than £1 without access to the account if he doesn't want to, although as long as it passes COP I don't see the issue. They will issue a passbook once funds are received, as it is the branch/post version.