The Top Regular Savers Discussion Thread

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82167497#Comment_82167497

Chase Declines

That's a bit off to be declined because of your passport photo failing. Am sure that other bank apps I've used have some kind of fail procedure, so that you re upload your photo. It's been a while since that happened to me, and can't remember which app(s). Most recent was a moving side to side photo, but was told I was moving too quickly/slowly on my phone until I got it right. (That may not have been an app, but online application where I had to use phone too).

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82167515#Comment_82167515

Chase is an odd one, if it fails to verify the passport it doesn't simply say something along the lines of "your passport couldn't be verified, please try again", instead it is automatically rejected and you have to phone them to get them to remove the block and go again. It'd be alright if it was June but now we're in mid-October it's much harder to get the light perfect for my passport.

mhoc

Monmouthshire regular saver 9

Opened on October 2nd but had puzzling issues funding. Each time I sent £250 from my bank it bounced back to me - same was happening with OHs Monmouth 9 from his bank account. I assumed that these would be "ghost accounts" - existing but also not existing so I would not be able to fund them.

I then had the bright idea of doing a test payment and sending an internal transfer of £1 odd from the Monmouth easy access. This was before the weekend and I assumed that also had not worked as the money stayed in the easy access and hadn't moved across.

Yesterday I checked again and the transfer had occurred but in its own good time - the £1 odd was sat in the regular saver 9. I then added funds to the easy access which did not show until mid morning today. Then again I transferred across an amount to make the regular saver 9 up to the max £250.

OH didnt have an easy access as he is still newish to Monmouthshire so he yesterday opened an Access bonus account and funded it with £251.

Again late this morning the app updated so he could then transfer £250 to his regular saver 9

Hopefully these wont bounce back into their easy access/ access bonus. In a few days I can get up standing orders to fund the easy access/access bonus and then do a manual transfer each month

OK a bit of work for a 5% account but so far I have nothing maturing in October 2027 - everything I have maturing this month October 2026 - Principality Christmas, Yorkshire Christmas, Hanley smart save, West Bromwich Winter Ready - none have replacement accounts. Newcastle monument has become a branch saver but I wont get to a branch until early 2027. At least Monmouthshire regular saver 9 will be one account maturing in October 2027.

HHUK

I have also managed to re-open a Starling Personal Account recently, having used my original one as a burner account for a CASS bonus offer a few years ago. Their system did remember all my details when applying.

Only wanted it so as to be able to open their easy access saver currently offering 5% with the bonus, so probably not really relevant to this thread.

janusd

@Bridlington1 - Tipton BS Save & Grow Regular Saver - 6.50 gross / 6.31% AER £1+; Branch/Postal; £0 min; £200 pm max; No max balance; Unlimited withdrawals;

Only mentioned on Moneyfacts so far, so assume launching tomorrow.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82167817#Comment_82167817

Anyone checked if there's an app version up already……..

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82167829#Comment_82167829

Not that I can see, but if anyone spots one do mention it here.

Pickledonionlover

https://forums.moneysavingexpert.com/discussion/comment/82167817#Comment_82167817

Tipton - Save & Grow

Is this just a relaunch?

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82167864#Comment_82167864

Time will tell. Previous maturity date was 31.10.27. They might also be explicit as to whether an app plus a post/branch version is allowed.

Kim_13

Chase ID

I opened mine in December 2021 with no issues (although I think I did reject a photo or two myself and try again) with no issues. It was at about 9am in the room with the most light in my house. Wonder if they’ve got more picky as regards to photos since, or favour driving licence/old style passport compared to the new ones?