The Top Regular Savers Discussion Thread

Born2Save_3

https://forums.moneysavingexpert.com/discussion/comment/82168886#Comment_82168886

And One year of membership for the 5% Reward Regular Saver.
To join I opened an EA account, but I think the minimum deposit was £100. So, if this is still the case, it will involve having the £100 in a low interest paying account for at least a year. Once the RS is opened, the £100 can the withdrawn / used in the RS and the EA account potentially closed.
Also, for reasons I can't exactly recall, I opened the 5% Reward Regular Saver over the phone. The CS were very helpful and the process was straight forward.

apt

You can only open Cambridge regular savers over the phone or by post. They can take a debit card payment over the phone although in my experience the system didn't work. If funding by faster payment wait 48 hours from opening for your account details to be recognised.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82169249#Comment_82169249

Cambridge BS RS

I opened mine by post in 2023, having become a member in 2020. I had one Reward version from 2021-22, but it wasn't worth getting another in the interim. Have renewed the Extra Reward via maturity options since then.

Worth noting that the RS cannot be funded directly by card, so for me it is worth keeping £100 in the EA for that. Having converted to Your Saver the rate isn't as terrible as it once was.

mhoc

Monument - I've just realised I have not had any maturity instructions for this regular saver (£200 a month 5.40%) due to mature in a few days. But now I am wondering if it was a 2 year regular saver not a 1 year saver. Or that it matures at the end of October and not the date I opened. On the website The Monument Exclusive - Monument Regular Saver is now 2 years long and £500 per month but branch only and I wont be able to get to Newcastle until next March ….

Cambridge - OH kept his easy access open with £100 in, now £108 to keep his length of service - he has the Cambridge regular saver extra. But there is now a Cambridge double access saver which pays 4.10% which might be useful for anyone totally new to Cambridge - it still needs £100

Tipton save and grow branch - OH finally got his passbook and and has been attempting to register with the app and only getting the circle of doom - so he has not set up the SO yet as he cant see his account online

Still living in hope of something new appearing in the last two weeks of October as I only have one account maturing in October 2027 which wont be enough to cover the November 2027 savings SOs …