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The Top Regular Savers Discussion Thread

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Comments

  • mhoc
    mhoc Posts: 19,461
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
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    Monument - I've just realised I have not had any maturity instructions for this regular saver (£200 a month 5.40%) due to mature in a few days. But now I am wondering if it was a 2 year regular saver not a 1 year saver. Or that it matures at the end of October and not the date I opened. On the website The Monument Exclusive - Monument Regular Saver is now 2 years long and £500 per month but branch only and I wont be able to get to Newcastle until next March ….

    Cambridge - OH kept his easy access open with £100 in, now £108 to keep his length of service - he has the Cambridge regular saver extra. But there is now a Cambridge double access saver which pays 4.10% which might be useful for anyone totally new to Cambridge - it still needs £100

    Tipton save and grow branch - OH finally got his passbook and and has been attempting to register with the app and only getting the circle of doom - so he has not set up the SO yet as he cant see his account online

    Still living in hope of something new appearing in the last two weeks of October as I only have one account maturing in October 2027 which wont be enough to cover the November 2027 savings SOs …

    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • Hattie627
    Hattie627 Posts: 814
    500 Posts Third Anniversary Name Dropper
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    Monument: It launched October 2025, two year account, £500 pcm

    Here are my launch notes:

    17th October 2027 (two year account)



    Newcastle Building Society Monument Regular Saver




    TWO YEAR ACCOUNT


    (opened on 17th October 2025 and initially funded on the same date)


    UNLIMITED WITHDRAWALS WITHOUT NOTICE OR PENALTY


    £500


    MAX ACCOUNT BALANCE £12000



    NO MINIMUM MONTHLY DEPOSIT REQUIRED

    1st (from 1st November 2025)

    1st September 2027

    5.50% variable




    RATE REDUCING TO 5.40% VARIABLE WITH EFFECT FROM 21st JANUARY 2026

  • mhoc
    mhoc Posts: 19,461
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    Well this is odd that I've only been paying in £200 a month, how vexed I am with myself - I must have confused it with Newcastle regular saver 1 …. deep sigh … but at least I can top it up this month but I suppose I cant make up for the missed payments over the last 12 months …. and if it does not mature until October 2027 that partly solves the issue of having nothing maturing that month ….

    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • janusd
    janusd Posts: 1,528
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    Re: Newcastle BS Monument RS - also worth adding that there will be the annual interest payment at the first year anniversary, so Saturday / Monday for me I think.

  • Chaykin
    Chaykin Posts: 209
    Part of the Furniture 100 Posts Name Dropper Photogenic
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    Hinckley & Rugby BS - https://www.hrbs.co.uk/savings-products/regular-saver-issue-3/

    Thanks @35har1old! Unsure when it was launched but it has to be recently. It's not even listed on the interest rates list dated tomorrow?

    Application form available here - https://www.hrbs.co.uk/savings/new-savings/thank-you-personal/

  • 35har1old
    35har1old Posts: 2,290
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    edited 15 October at 8:39PM

    It is on the list dated 16th October

  • happybagger
    happybagger Posts: 1,443
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    HRBS - can't have it if you have the RS issue 2 (the 30 day notice account). Bit of a pain, I kept this open with minimum deposit to maintain membership.

  • Kim_13
    Kim_13 Posts: 4,661
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    This list is for variable rate accounts only, this Issue 3 is fixed (as it should be given no withdrawals are permitted.)

  • 35har1old
    35har1old Posts: 2,290
    1,000 Posts Fourth Anniversary Name Dropper
    Forumite
    edited 15 October at 11:29PM

    The list being reffered to is the H&R accounts currently available dated the 16th October

    What list are you reffering to

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