The Top Regular Savers Discussion Thread

chris_the_bee

https://forums.moneysavingexpert.com/discussion/comment/82171641#Comment_82171641

H&R BS Christmas Saver 30 Day and RS I3

I phoned and the reply from CS was that the Christmas Saver is not a Regular Saver (although it acts like one with monthly payments, it is not titled as an RS.). Therefore you can have both the Christmas Saver and Regular Saver I3 at the same time.

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82171845#Comment_82171845

HRBS:

Matches my interpretation of the Ts&Cs, the Christmas RS was called "Christmas Saver 30 Day Notice", which is a different product to their "Regular saver".

It's the same as YBS's Regular Saver, Loyalty Regular Saver and Christmas Regular Savers in that respect, you can hold one of each of these products.

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82171271#Comment_82171271

Technical issue now resolved, p1 should now be up to date.

Whilst I'm at it, I've cleared out the recent additions section, the following accounts were launched in the second half of September but continue to be offered:

Chase Regular Saver at 6.5%	Launched 28/9/26
Lloyds Club Lloyds Monthly Saver at 6.25%	Launched 22/9/26
Bank of Scotland Monthly Saver at 5%	Launched 22/9/26
Lloyds Monthly Saver at 5%	Launched 22/9/26
Halifax Regular Saver at 5%	Launched 22/9/26
Darlington BS Regular Monthly Saver Issue 4 at 5.25%	Launched 21/9/26
Leeds BS Branch & Post Member Regular Saver at 6.5%	Launched 17/9/26

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82171845#Comment_82171845

I was hoping someone would make enquiries regarding this, as my interpretation of the T&Cs is the same as @Bridlington1 with regards to Hinckley's Christmas Saver.

Born2Save_3

https://forums.moneysavingexpert.com/discussion/comment/82171651#Comment_82171651

Great the RS maturity money has been paid into the EA savings account I kept with £0.0 balance. But now I don't have a 'Move Money' button in online banking or 'Payments' in the app for this savings account. Maybe it will appear later in the day. If not will be calling CS to get the money out from an account paying 1.05%.

35har1old

https://forums.moneysavingexpert.com/discussion/comment/82170751#Comment_82170751

Coventry had a current account which they discontined in 2015-2016 perphaps the Co-op will go the same wsy

alfred64

https://forums.moneysavingexpert.com/discussion/comment/82171314#Comment_82171314

You will receive a letter telling you that the account matures on the 31st October and that you will be able to access your savings from the next working day after this date.

November 1st fall on a Sunday so Monday 2nd November will be actual date you can access your funds.

At maturity they usually transfer funds into an access account.

People report that online contact can be rather slow. Phoning customer services 034 241 3785 is probably quicker but for myself as I live in the West Midlands area calling in a branch is my favoured method. They don't do Faster Payments but pay me by cheque (£500 is max for cash) which is soon deposited in my bank account and is cleared the following day.

West Brom staff are really helpful. They were awarded a gold medal last year for their excellent counter service.

bubieyehyeh

https://forums.moneysavingexpert.com/discussion/comment/82172384#Comment_82172384

i think WestBrom BS do faster payments to nominated account but they never arrived until the following working day, so I expect it will be 3rd before the money is in my nominated account if I request it on 1st or 2nd.