The Top Regular Savers Discussion Thread

friolento

https://forums.moneysavingexpert.com/discussion/comment/82154388#Comment_82154388

This is funny

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82154388#Comment_82154388

Nationwide - can't see anything to suggest that in the T&Cs myself. And ChatGPT (not that I would trust it) is giving me a different answer to yours, i.e. that you should be able to open a new one a day after closing.

Born2Save_3

Melton BS Interest, Closure and Transfer Woes

I requested closure of the GGG IA account and transfer to nominated which was accepted at 13:15 today. It's approaching midnight and I haven't received the £5K+ but have received an interest payment of ~£116.
I think much manual work has been done on this whole matter and it is probably a good idea to check all the numbers carefully.

Born2Save_3

Suffolk BS Fixed Rate RS Maturity

There are two types of accounts, online and branch.

With online, you can give maturity instructions online. If you request transfer to nominated, the account will be closed a day early so that you receive the money into nominated the day after maturity, in this case 1st October. Even though closed a day early, you will receive interest including the maturity day, so you don't lose out.

With branch, you can provide maturity instructions on the form sent to you by post. I didn't do this but sent a secure message early on the maturity day and called also on the maturity day. In this instance the secure message has been accepted but it may not be in every case. The account will close at the end of the maturity day and the funds received into nominated 2 days later, so 2nd October in this case.

Furthermore, to the best of CS knowledge there are no new RS imminent. And the rate for the next usual release. end Oct / Nov. is very likely to be 5%A again.

KneadtheDough

https://forums.moneysavingexpert.com/discussion/comment/82154482#Comment_82154482

Melton RS maturity 

Does that equate with what others are getting? 

My balance stood at £5,189.09 as of 29/9/26 — £24.74 in interest was credited to the maturity instant saver on 30/9/26, and this evening I received £116.14 in interest to my nominated bank a/c. So a total of £5,329.97.

Bob2000

Ecology Regular Saver 6%

Just had my funds returned £200 have anybody else had this happen?

Said l had exceeded the monthly allowance, which l hadn't. The last payment was 3rd Sep. Should l try again or leave it until after 9ish tomorrow?Maybe the reason was the funds were sent a few minutes after midnight and l usually send around 6-9am

snookerloopy96

CHASE NEW RS.

As a bit of insomniac I sometimes check things in the early hours, my Chase interest on the £1k usually comes through at about 12.30am (£2ish for what its worth).

No sign as of yet so I'm wondering if we will have to contact CS because maybe they AREN'T counting the regular saver in their calculations.

EDIT - just like Mr Benn's shopkeeper it has magically appeared.

So yes all good.

SJMALBA

https://forums.moneysavingexpert.com/discussion/comment/82154633#Comment_82154633

Their systems probably hadn't updated fully, so were still working as though it was the 30th.

Sent mine within the last 15 minutes or so - just checked, and it's showing as dated 1.10.26

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82154637#Comment_82154637

Is that just for the Chase Saver or the RS as well? Was expecting the RS on 28th (monthversary) but wondering if I’m mistaken.

dibbles212

https://forums.moneysavingexpert.com/discussion/comment/82154633#Comment_82154633

Yes, I've had that too, and with Nationwide. I'm just going to change my SO to 2nd of the month to avoid this in future.