The Top Regular Savers Discussion Thread

luci

https://forums.moneysavingexpert.com/discussion/comment/82153459#Comment_82153459

Normally, it's the day after maturity.

s71hj

Anyone got any experience of paying into newly opened Darlington monthly saver 4. Given my vast number of recent maturities i'm needing a home as low as 5.25% for funds I can then access later in the year when my available funds are less. I've just opened and am trying to pay in. Cop isn't working yet. How late can I leave it for thw deposit to still count as my sept payment and will a test payment of £1 show instantly.

janusd

https://forums.moneysavingexpert.com/discussion/comment/82153648#Comment_82153648

Re: Darlington - I opened mine on the 21st and as you say, it failed CoP at the time - so made the initial deposit using a debit card… if you can do that today, that's probably the easiest path to ensuring the deposit counts as being this month.

changearound1

https://forums.moneysavingexpert.com/discussion/comment/82153648#Comment_82153648

Darlington

Payments in to Darlington can take a couple of hours or so to show up online. Not sure what time there cut off point is for payments to be classed as today, but if I were you I'd forget about the £1 test payment and go for the full £250.

where_are_we

Melton RS maturity - posted in maturity instructions for payment of entire balance to my nominated account. This has been actioned and 0 balance online. Just have to wait until later today when the money arrives.

UKX69

https://forums.moneysavingexpert.com/discussion/comment/82152518#Comment_82152518

I’ll give the middle name a go! 👍

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82153675#Comment_82153675

Yes, my opening Debit Card deposit is dated 21st also, so it will go for September but you might lose a few days interest on the £250. I sent some odd change to Darlington the other day and it didn’t show until the next day, but was credited as the day I sent it. Today’s top up payment made at 7am ish is already showing. So their cut off to show same day could be 9am or something in that order.

Descrabled

Darlington RS

https://forums.moneysavingexpert.com/discussion/comment/82153648#Comment_82153648

I never bother with COP. I always copy and paste the sort code, bank account, and reference numbers into the new payment. That way you are sure the payment is correct.

Don't bother with a £1 test payment and I wouldn't delay any longer.

My payments always fail COP as I call the payee "Darlington 4" or some such to allow me to easily recognise making further payments

s71hj

https://forums.moneysavingexpert.com/discussion/comment/82153701#Comment_82153701

Thank you to everyone as ever on this forum for helpful replies. Have done debit card payments and will monitor then hopefully do another deposit tomorrow then monthly to 1st nov 27. Any other suggestions for under the radar sub 6% rs accounts allowing some access , which I could use as a temporary home dor some funds for now? At the moment accumulated funds are growing in zopa at 4.45% which is not ideal

Cisco001

https://forums.moneysavingexpert.com/discussion/comment/82153750#Comment_82153750

Easy access saving account

Cahoot sunny day saver 5% £3000 max.

Spring accelerate saver 5% £5000 max. 5% rate availiable until 30/09/2026