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The Top Regular Savers Discussion Thread
Comments
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Natwest
Do you actually need an active Standing Order with the Digital Saver RS ?
I've read the FAQ's and they're somewhat ambiguous (in fact .. almost contradictory).
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Melton RS6
I put all my figures and dates of deposits in ChatGPT and it says that my result is £118 lower than it should be. The first year statement is not available to view, but it looks like they've missed interest payment on 31st March 2025. I can see £27.02 carried over from the first year, which is too little. This year the account received £163.05 on 31 March and £24.74 today. I hope they'll sort it out one way or another.
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It's over 5 years since I started up my Digital Saver but I seem to remember they set up an SO for you. You can leave it sitting there, or you can immediately delete it. You definitely do not need an SO if you don't want one.
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No, never had one.
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Melton. I just braved the phone queues. I was told that they are aware of the miscalculation of interest and are working on it as fast as they can but do not have a time frame as to when they expect it to be resolved.
I had opted for closure and transfer to nominated account but my funds have apparently been transferred to an existing EA account which I held with them as part of the process. They stuck firmly to the line that although the money goes by faster payment, it can take up to 2 working days to arrive.
I just checked my account online again and the balances appear for my accounts but the transactions are missing for all of them. Hope they don't mess anything else up while they are trying to fix the interest problem.
5 -
I had the same thought and decided to close it. Melton will likely send a cheque for the missing interest. That isn't ideal, but it’s better than leaving £5,215 earning a mere 1% indefinitely when there's no telling how long they will take to resolve the issue.
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I'd have thought they'd send it to the nominated account. As I recall, one had to be entered on the application form so everyone will have one.
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Melton
Like the rest of you my interest is only £25-19p. I decided to close the account and the money has arrived in my bank account around 2 hr later. Let's wait and see what happens to the missing interest.
I choose the rooms that I live in with care,
The windows are small and the walls almost bare,
There's only one bed and there's only one prayer;
I listen all night for your step on the stair.1 -
Chase registration - Finally managed to be successful with ID photo and selfie - I tried my driving license photo this time instead of passport photo and it worked! Opened RS and made initial deposit via current account and set up 11 scheduled payments from this account. I then set up a standing order from my main current account to Chase CA for 11 payments but set for a few days earlier than required because of Chase operating 7 days a week and main CA the usual 5 days a week.
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