The Top Regular Savers Discussion Thread

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82151796#Comment_82151796

Chase - mine's been empty since I withdrew the £50 I got for some kind of referral/sign-up bonus. Never intended on using the account again, but thankfully didn't close it otherwise I wouldn't have been able to open a regular saver. So I reckon you don't even need to leave 1p in it…. I guess they might close empty accounts after a set amount of time though.

avocado1988

Chase regular saver
Just opened Chase for the first time and am seeing the below photo! Hopefully it does not take too long to be able to open the regular saver before who knows if it gets taken off….

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82151729#Comment_82151729

Don't even need a £1 for Chase. My balance was zero for a long time. I don't think closing current accounts is a good strategy, unless you can gain something by closing it. I never close mine. If I switch I always make sure I have at least 1 more with the same bank.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82151817#Comment_82151817

High volume of applications indeed, I can't remember the wait I was quoted but it was nowhere near that and done within an hour.

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82151501#Comment_82151501

Thanks for bringing it to my attention, I'll have a skeg tomorrow, I'm afraid I haven't stopped much since about 5am today.

friolento

https://forums.moneysavingexpert.com/discussion/comment/82151807#Comment_82151807

Agree, a £0 balance in the Chase current account is sufficient. Mind you, I don't know how long they would tolerate a £0 balance. I have so far not left my Chase current account completely unused for any prolonged period as I have been using it for my monthly minimum payments for my 0% interest 0% fee Chase credit card I use for stoozing. I just transfer my minimum monthly downpayment into the Chase current account, and from there to the Chase credit card. My end-of-day balance for the Chase current account has been £0 since April 2025, and I have been able to open and fund the RS in a couple of minutes today.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82151768#Comment_82151768

Yes, this was clearly stated in product description when I was applying. It doesn't really matter because you can't fund it or withdraw from it outside Chase anyway. All can be done via their current or savings account.