The Top Regular Savers Discussion Thread

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82151729#Comment_82151729

Don't even need a £1 for Chase. My balance was zero for a long time. I don't think closing current accounts is a good strategy, unless you can gain something by closing it. I never close mine. If I switch I always make sure I have at least 1 more with the same bank.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82151817#Comment_82151817

High volume of applications indeed, I can't remember the wait I was quoted but it was nowhere near that and done within an hour.

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82151501#Comment_82151501

Thanks for bringing it to my attention, I'll have a skeg tomorrow, I'm afraid I haven't stopped much since about 5am today.

friolento

https://forums.moneysavingexpert.com/discussion/comment/82151807#Comment_82151807

Agree, a £0 balance in the Chase current account is sufficient. Mind you, I don't know how long they would tolerate a £0 balance. I have so far not left my Chase current account completely unused for any prolonged period as I have been using it for my monthly minimum payments for my 0% interest 0% fee Chase credit card I use for stoozing. I just transfer my minimum monthly downpayment into the Chase current account, and from there to the Chase credit card. My end-of-day balance for the Chase current account has been £0 since April 2025, and I have been able to open and fund the RS in a couple of minutes today.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82151768#Comment_82151768

Yes, this was clearly stated in product description when I was applying. It doesn't really matter because you can't fund it or withdraw from it outside Chase anyway. All can be done via their current or savings account.

Bridlington1

Melton BS withdrawals:

Is anyone else unable to request a withdrawal from Melton BS's RS Issue 6? I have a nominated account set up but I keep running into this error:

I really don't fancy phoning them if I can avoid it as I seem to recall they are one of those annoying ones that makes you sit through over a minute of their automated messages, then after 30 seconds to a minute it tells you to ring back later as they don't want to keep you waiting.

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82150784#Comment_82150784

Chase RS:

Now added to p1 of this thread, I've listed it under the Local/Loyal/Beta/Age Restricted/New Member Only accounts owing to the hard rule of once you've closed your last Chase account, you can't ever come back, therefore many will be ineligible for the account.

Bridlington1

Coventry BS Sunny Day Saver (3) at 5% NLA

ScratchyCat

Principality

I had a 6 month account, now matured. Wondering what to do with it. Its still in the instant access account or what ever it goes to. I'd like it to earn more interest. When do the Xmas savers start or will they offer anothe 6 monthlys do you think.

Reading comments on Principality a few pages back, what is NLA please?

veggieblob

https://forums.moneysavingexpert.com/discussion/comment/82152089#Comment_82152089

NLA = no longer available