The Top Regular Savers Discussion Thread

Slinky

https://forums.moneysavingexpert.com/discussion/comment/82151700#Comment_82151700

Given what others have posted, keeping the account open with just a £1 would be recommended rather than closing it as you will be unable to open a new one in future unless they change their rules.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82151712#Comment_82151712

There wasn’t a hard search when I applied, but they have since started reporting to CRAs so it may have changed. Not very long (selfie video was the longest for me as couldn’t get it in the frame) once submitted you could get on with your day and they sent a text once they had finished reviewing it. Then I think I had to return to the app, press a few things and that was it. RS was just a matter of going to the savings area, selecting RS and accepting the terms (which you’re probably already familiar with via this thread.)

SJMALBA

https://forums.moneysavingexpert.com/discussion/comment/82151501#Comment_82151501

Yes, £3600:-

KneadtheDough

https://forums.moneysavingexpert.com/discussion/comment/82151712#Comment_82151712

Chase 

It has just taken me 15 minutes to 1) open the current account as a new customer, and 2) open the 'boosted' savings account, and 3) open and fund the RS.

Not sure about the hard search, but I don't recall seeing any notification of one.

clairec666

Chase

Someone noticed earlier that the new regular saver doesn't have a normal account number and sort code, so you can't pay directly into it from elsewhere. Looking on the app, I can't see any kind of identifying number/code for the account. Can anyone else find this? Might not be too important, but it leaves an annoying gap in my spreadsheet.

Made22

https://forums.moneysavingexpert.com/discussion/comment/82151729#Comment_82151729

Chase RS - Yeah, maybe (and definitely for as long as I have this RS open).

(TBH I was actually already aware that, at least as things currently stand, I probably wouldn't be able to open a new Chase account after closing it. I guess among other things, I thought that - the longer that Chase's 'former customer' list gets - the more that they might be incentivised to get their systems to be able to open new accounts for previous customers.)

Born2Save_3

https://forums.moneysavingexpert.com/discussion/comment/82151738#Comment_82151738

I wonder if they will bounce any overpayment or if they will accept and credit, as some other BS do, despite a stated maximum ? Mine matures in the latter part of October so it would be nice to have higher interest on £300 for 3 weeks.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82151768#Comment_82151768

Think it is simply the 'Regular Saver', much like the Zopa Regular Saver.

Can't even change the displayed name, unlike the other savings accounts.

Born2Save_3

Leeds BS Branch & Post RS

Postal application was taken by Royal Mail on morning of 25/9. Did not enclose a cheque, but stated will do transfer once informed. Logged in today and new account showing. Haven't had call or email.

Unexpectedly received a second application pack today. Tempting… However, summary sheet quite sternly states no second accounts and if they discover one it will immediately be converted to Instant Access account.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82151729#Comment_82151729

I'd just left 1p in one of my current accounts since the end of June when I collected the last of my cashback under the former terms.