The Top Regular Savers Discussion Thread

friolento

https://forums.moneysavingexpert.com/discussion/comment/82151309#Comment_82151309

They do say Please keep in mind that currently, you can't come back and bank with us if you leave

There is only one way to find out for certain whether they really mean it 😉

gt94sss2

https://forums.moneysavingexpert.com/discussion/comment/82151309#Comment_82151309

No. Former customers are still unable to rejoin Chase

DealSeeker11

https://forums.moneysavingexpert.com/discussion/comment/82151321#Comment_82151321

Chase

It’s a no, I phoned earlier, they confirmed currently they would not accept back customers who have closed their accounts previously, regardless of when you left.

Never mind, you win some, you lose some. It is a good sign though that big banks are rolling out decent products.

jaypers

https://forums.moneysavingexpert.com/discussion/comment/82151338#Comment_82151338

Sounds like a rule from the book of Trump!

DealSeeker11

https://forums.moneysavingexpert.com/discussion/comment/82151355#Comment_82151355

I hope you’re right, because that means they might just change their mind tomorrow 😆

Born2Save_3

https://forums.moneysavingexpert.com/discussion/comment/82151300#Comment_82151300

You're very right.

A call to Chase confirmed what everyone has said here. No exceptions. I even offered to visit JP Morgan offices in the city to be verified in person, but no joy and no way of using existing banking relationships or a physical presence of JP Morgan Chase to get in side ways.

I asked about how long the RS would be available for and if there is any criteria, say applications or funds raised, to when the RS would be pulled and told repeatedly 'No information available'. I think the CS is overseas based, possibly in the Philippines.

wmb194

https://forums.moneysavingexpert.com/discussion/comment/82151117#Comment_82151117

Darlington

The CS person I spoke with to do the same for me said that if you apply with an NI number the system recognises but you don't have an active account it'll block the application. The way to avoid this in the future is to keep an account with at least £1 in it (or the minimum allowed balance).

janusd

https://forums.moneysavingexpert.com/discussion/comment/82151131#Comment_82151131

I seem to recall that Hanley has a max £3600 balance in its terms - mine is currently £3700 (due to the interest payment a couple of months back) and matures on the 21st - I have no plans to try a 13th payment on Thursday… it should mature into an EA account, which if you drop the balance to £1, will pay 0.86%.

while i'm here, @Bridlington1 - I noticed last week that the PDF link for the Hanley Online Smart Saver (TAR10 I think) in the archive thread no longer works.

mhoc

https://forums.moneysavingexpert.com/discussion/comment/82151501#Comment_82151501

Hanley - I am wondering now if they will launch a new online regular saver before October 21st - or will Hanley just be content with everyone removing £3699 from the easy access and just leaving £1 for posterity….

What_time_is_it

CHASE - new saver

Can anyone confirm which tax year the interest will count towards? It’s paid monthly, but you can’t access it until maturity, right? So 2027/28?