The Top Regular Savers Discussion Thread

Slinky

Darlington

Any previous members struggling to open a new account, I missed a call on Friday, today they've looked at my application, and for some reason they have to remove your NI number from the previous account details before you can open a new account. I'm not sure why they wanted the NI number in the first place, seeing as I don't have an ISA with them. They said they needed my permission to remove the NI number from the old details, and checked it was the correct NI number before removing it. I've now had to apply again and am waiting whilst they review the application again.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82151017#Comment_82151017

Interesting contrast to the experience of opening a new Chase RS (for a better fixed rate, £50/mth more and unlimited (rather than 2) access.

Slinky

https://forums.moneysavingexpert.com/discussion/comment/82151032#Comment_82151032

Indeed. However I had the performance of having to scan my passport and take a selfie in order to get into my Chase account, it had been so long since I last used it. My OH who had last used his even longer ago got straight in.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82151045#Comment_82151045

Yes, I was making the rather broad assumption that you already had access to the Chase app.

Was that re-verification required because you had moved to a new device since last use?

csw5780

Just to highlight: Chase RS is a perpetual see below

s71hj

https://forums.moneysavingexpert.com/discussion/comment/82151052#Comment_82151052

The rate may of course change so would need to monitor but could be quite a satisfying feature so I'll set my standing order up as ongoing

Slinky

https://forums.moneysavingexpert.com/discussion/comment/82151049#Comment_82151049

Ah yes, could well be. I had a new phone a few weeks back.

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82151066#Comment_82151066

I installed the Chase app on a new phone, not having used it in a while, and was asked to scan in my passport and take a selfie. All quick and painless compared to some other apps, and I had access within a few minutes.

wmb194

https://forums.moneysavingexpert.com/discussion/comment/82151017#Comment_82151017

Darlington NI number

In the next year or two HMRC is going to require financial institutions to include NI numbers with their interest etc. reporting. Without it apparently HMRC often struggles to match these submissions to taxpayers. I my experience, for years quite a number of institutions have been asking for it for non-Isa accounts.

Slinky

https://forums.moneysavingexpert.com/discussion/comment/82151107#Comment_82151107

Interesting. I wonder why they would then remove my NI number from the account I closed at the end of August, in order to allow me to apply for a new account. Makes no sense at all!