The Top Regular Savers Discussion Thread

MisterMotivated

https://forums.moneysavingexpert.com/discussion/comment/82146736#Comment_82146736

Yes, it's done this for years. You'll be able to open a new one tomorrow.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82146771#Comment_82146771

Confirmed - just done it.

ScratchyCat

I opened a new NW Flex Saver the next day no problem, done about 10 days ago.

It specifically says cant open it the same day.

Anagran

Santander

Thanks for the replies. I put £200 in both straight away, but then panicked and withdrew one lot. I am going for the switching bonus which requires money to be paid into a RS as part of the conditions. I am concerned that this will involve someone actually checking my RS and so there is more chance of it getting spotted. AI also worried me by basically saying the second account would be backdated to 1% interest, all my money would be frozen while I was investigated for fraud and I would be blacklisted by Santander for life (Or something to that effect!) 🤣

I think I will wait until after the switch is all done and dusted and then if the second one is still there I will start funding it again.

s71hj

https://forums.moneysavingexpert.com/discussion/comment/82146736#Comment_82146736

Yes, me too.

s71hj

So I guess for future reference this makes the Nationwide one a slightly risky one to refresh?

adindaspantai

Hi Guys I agree the New Halifax RS paying 8% AER has a fixed rate. I just recheck it the one I posted previously came from Everyday Saver, not from regular Saver. I have deleted my original post. Sorry for causing confusion.

Bigwheels1111

https://forums.moneysavingexpert.com/discussion/comment/82146865#Comment_82146865

You can open a new one tomorrow. Nationwide takes one day to close the reg saver and clear it from their system.

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82146874#Comment_82146874

I think that means people who save regularly. The OLD one pays 8%. The NEW Halifax Regular Saver pays 5%

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82146874#Comment_82146874

Halifax annoyingly put the T&Cs for the Everyday Saver on the same page, even though nobody applying for the Regular Saver is remotely interested in it. It's eaay to pick up the wrong info re. withdrawals, fixed rate, etc.