The Top Regular Savers Discussion Thread

dibbles212

https://forums.moneysavingexpert.com/discussion/comment/82138384#Comment_82138384

Mine was a 6 month saver that was maturing in about 3 weeks, so this way I get at least 5 months more than what I would have got. I didn't do the maths but intuition tells me it was net positive.

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82138384#Comment_82138384

Thanks for asking the question. I've been wondering myself, but didn't want to look foolish by asking it!

I've a couple of months left of an annual one too, but now someone's answered it's the sixth month one they're renewing it makes sense!

chris_the_bee

https://forums.moneysavingexpert.com/discussion/comment/82138364#Comment_82138364

That is also what I intend to do.

mon3ysav3r

https://forums.moneysavingexpert.com/discussion/comment/82138450#Comment_82138450

I also had to move my payments to Bucks from NatWest.

NatWest not being able to resolve this false scam issue with Bucks is a real worry, seems the security team are not able (or not interested) in resolving false positives.

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82138385#Comment_82138385

Yes it makes sense to refresh if you have a 6 month RS, but not if you have a 12 month. I have the latter which ends in December, and simply not worth it for me, better of staying the way it is. To be honest, I wasn't going to renew into the 6 month anyway, there are plenty of yearly offerings with decent rates at the moment.

PloughmansLunch

https://forums.moneysavingexpert.com/discussion/comment/82138392#Comment_82138392

Progressive

Try changing your password first if you haven't done so for many months - doing so was the only thing that let me actually log in properly without the maintenance message

35har1old

https://forums.moneysavingexpert.com/discussion/comment/82137141#Comment_82137141

In the terms the following payments need to come via a bank transfer but it does say if you need to top up you can use a debit card no interest earned unto dd has cleared

ctdctd

https://forums.moneysavingexpert.com/discussion/comment/82138500#Comment_82138500

Progressive

Their homepage currently has a banner saying

"Our online portal is currently unavailable. We apologise for any inconvenience this may cause and are working to restore access as soon as possible. If you need assistance, please contact us by phone or visit your local branch. Thank you for your patience and understanding."

I suspect opening the page in private windows and / or changing passwords will not work until it's back online!

ThePirates

Halifax 8% RS

Has anyone refreshed their Halifax 8% RS recently?

Any thoughts on when the last save day to do it might be?

janusd

https://forums.moneysavingexpert.com/discussion/comment/82138483#Comment_82138483

Zopa - I think i'm of a similar view to you, though my 12-month RS ends in 15 days time… so I guess it's now or never… i'm going to leave it for a number of reasons - one being that the calculator says i'd only earn £13 more than leaving it my EA account - so makes more sense to let the current one mature as it already has £3,700 in it), also with the end of their 4.45% EA promotion, I won't have to bother depositing anything into Zopa going forward.

with the account maturing on 1st October, but interest payments usually on the 11th - should I expect a closing interest payment on the RS account on the 1st, or will it convert to a normal access pot and then interest paid as normal on the 11th ?