The Top Regular Savers Discussion Thread

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82136464#Comment_82136464

I was surprised being asked for picture of my ID and selfie, they already have me ID-ed since July 2025. They didn't asked me for ID when I applied for my second (issue 3) RS with them… I've done what was asked anyway, but the ID check failed. However, the new account was opened and showed almost immediately. So it looks like ID failure was a false alarm.

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82136471#Comment_82136471

Progressive refreshing…

Yes, sounds like it would be possible to close and re-open within 14 days. I've never tried to close an account with Progressive before, so I don't know how long it takes for the account to disappear off the system - if it's a slow process then you could end up being pushed into October, or worse still, the account going NLA before you have a chance to re-open.

As I've said previously I can't be bothered messing around too much with late-in-the-month maturities, but others might want to take advantage.

dcs34

Not wishing to add to your workload @Bridlington1 but is it worth tracking on the 'no chat' tables whether accounts have any opening restrictions under the special conditions, e.g. Bucks issue 2 cannot be opened if you have issue 1? Appreciate this is a minor point and is usually picked up straight away on the main thread.

Going further, is it worth linking to the first post on this thread that mentions that product? That way someone might have a better chance of finding relevant posts in this thread about, say, how to open the account, or how new/existing customers were able to apply for it. Although I guess this is almost already covered by the launch date - this forum is usually quite eagle-eyed and in many cases are aware of products before they are launched!

Born2Save_3

Penrith BS Survey - Opportunity to suggest 150th anniversary RS in 2027

Received an email from Penrith BS today, asking :

'As we look ahead, 2027 marks a very special milestone as Penrith Building Society celebrates 150 years of serving our members and communities. We'd love to hear your ideas on how we should celebrate this landmark anniversary. '

If you are a member of Penrith BS and maybe if you're not, perhaps this would be a good opportunity to suggest a special RS to celebrate, for good "savings reasons", as many other BS have done also.

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82136655#Comment_82136655

The restriction ``Only 1 Bucks Regular Saver Online account per person is allowed (any issue)" has now been added to the listings so thanks for pointing this out.

With respect to your second point I shan't implement it for now but I appreciate the suggestion and shall bear it in mind for the future

masonic

We do already have the "Launched date" for those RS that aren't perennials. At the moment, with a bit of URL page manipulation, one could bisect their way to the correct page for that date. Perhaps in the future (or for new launches going forward) this could become a hyperlink to a post in the thread.

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82136810#Comment_82136810

E.g.

https://forums.moneysavingexpert.com/search?domain=discussions&sort=dateInserted&scope=site&name=the%20top%20regular%20savers%20discussion%20thread&startDate=2026-09-08&endDate=2026-09-08&discussionID=6652858&source=community

will list all the posts from this thread on 8/9 from oldest to newest. Edit the URL to search a different date.

@Bridlington1 this would be easier to implement than manually finding the first reference to each new account. People could then go to the first post of that day and navigate backwards and forwards to find the relevant post themselves.

Descrabled

Bucks Online Vs2

Please Brid would you adjust the details for this account to stipulate that

Length of account term	1 year from date of first deposit

The t&cs for this account include:

"What is the interest rate?

6.40% Gross pa / AER

• Interest is calculated daily and paid into the account on Anniversary.
• Your account Anniversary is the date one year from the first deposit into your account."

I have no knowledge of the terms Vs1

qsk

https://forums.moneysavingexpert.com/discussion/comment/82136439#Comment_82136439

I got that yesterday. Phoned them and was advised everything was OK and I would receive email by next day. Got the account open email today. Guess they do security check in the usual way rather than selfie etc.

Kim_13

Progressive

COP working today, £200 debit card payment I requested during opening still not held so I just sent it by FP and froze the card (as it was not a card I use for day to day transactions at all.)