The Top Regular Savers Discussion Thread

Bridlington1

MHBS have launched a Junior Fixed Term Regular Saver (30.11.2027) at 5.75% (fixed)

• Account can be opened in trust for anyone under 18
• When the account beneficiary turns 18 the account type changes to our adult 30 Day Notice account if available, or the nearest equivalent account if not.
• Customers may hold a maximum of two Junior Fixed Term Regular Saver accounts at any time either solely or jointly, with a maximum deposit of £250 per month into each. You can make as many deposits as you like per month provided you do not exceed the combined limit of £500.
• Withdrawals, transfers or closure are not permitted during the term of the account.

GetRichOrDieSaving

Tipton

anyone else still waiting on a security code to access the app from the post? I successfully applied for the RS last week but still haven’t received mine.

bubieyehyeh

Got my Tipton code today 14th post marked 8th and supposed 1st class. Post office delivered a bunch of mail with it some dated 19 days ago!

where_are_we

BucksBS new customer application for RS(2) @6.4%. Completed application except for security - smartsearch gizmo started whirling and then a page came up saying registration complete and they will be in contact within 2 days. How will they contact me? By email or will I get a phone call? How will they do security?

GetRichOrDieSaving

https://forums.moneysavingexpert.com/discussion/comment/82136437#Comment_82136437

Ok that’s helpful and most probably the same case for me, so I’ll keep an eye out this week.

DealSeeker11

https://forums.moneysavingexpert.com/discussion/comment/82136423#Comment_82136423

Tipton

I’m in the same position. Checking my letter box 10 times a day.

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82136367#Comment_82136367

I know which posts have gone, in the interests of avoiding derailing the thread I'll make this my only word on the matter.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82136119#Comment_82136119

Calendar lines up with my not being asked by Progressive for ID, they would’ve had it in October 2025.

Bridlington1

Progressive BS:

One thing I couldn't help noticing is this term:

"Early closure of the Online 1 Year Monthly Saver account is not allowed, after 14 days of account opening."

For those wanting the best of both worlds, i.e. secure the account now but then push the maturity date to nearer the end of the month, then so far as I can see there's nothing in the terms to stop you refreshing the account, provided you do it within 14 days of opening, so if you open it today, you could close and reopen the account as long as you do it no later than Monday 28th September (assuming it's still available), after that point early closure is not permitted.

kermchem

https://forums.moneysavingexpert.com/discussion/comment/82136439#Comment_82136439

This has happened to me for a couple of accounts in recent months. Then a few days later the account is magically opened. It probably needs a human to check your ID, and ok it.