The Top Regular Savers Discussion Thread

Pickledonionlover

https://forums.moneysavingexpert.com/discussion/comment/82136176#Comment_82136176

Tipton

My postal RS has just appeared on the app - a week after my app one.

Well done Tipton 👍

roked

Bucks RS Issue 2

I admit that I jumped fully on to this RS as soon as it appeared on here and before it was stated its one per person (post has been edited since) and not per issue as I assumed. I did not read in the T&Cs either, think I am getting to too much in to get it quick before it goes or site crashes mode!

Anyway I have received since a polite but firm email saying I cannot have it as I have one already. Just thought I would say incase anyone else tries to do the same😉

alfred64

TIPTON

The core issue with holding both accounts is the monthly allowance. Each version permits a maximum deposit of £200 per calendar month.

• If you are depositing up to £200 into each account (totaling £400 a month), you are technically breaching the intended single-product allocation limit.

• Tipton’s internal audit or savings team will eventually flag the duplicate profile. When this happens, they will contact you to request that one of the accounts be closed or consolidated, as members are typically only permitted to hold one active issue of the same regular saver tier.

alfred64

https://forums.moneysavingexpert.com/discussion/comment/82136229#Comment_82136229

Well good luck with that. But

To avoid any sudden administrative freezes or complications with your monthly orders, it is highly recommended to proactively contact them to clarify your holdings.

Bridlington1

Buckinghamshire BS RS

Worth bearing in mind that Issue 1 went NLA about a day after launch so issue 2 may not hang around long. If thinking of applying it could be worth doing so sooner rather than later.

PixelPound

https://forums.moneysavingexpert.com/discussion/comment/82135946#Comment_82135946

What license? I have it set up on two authenticators, just choose one on whatever device you want.

I have Google and an open source one from the app store.

Born2Save_3

Bucks BS Regular Saver Online Issue 2

I proactively opened an easy saver nearly 2 years ago and then missed the RS Issue 1…

Anyway with both the easy saver and RS I2 today, I received the message :

"We are unable to complete your application.
Unfortunately we are unable to complete your application online at this time. Your progress has been saved and our customer service team will be in contact with you shortly, please don't attempt to reapply in the meantime."

A phone call to BucksBS a couple of hours after applying, has confirmed that it is an issue with electronic verification and the matter will be resolved manually and shortly, without my further involvement.

So good on Bucks for giving people who missed Issue 1 another chance.

Applying for RS now is like running the 100M, and when there are two or more available at the same time, 200M+ at 100M pace. Not particularly good for accuracy or double checking that I've captured everything I really want to capture. FOMO features highly…

Born2Save_3

https://forums.moneysavingexpert.com/discussion/comment/82136299#Comment_82136299

I'm impressed. About 5 mins after phone call I was sent an account opening email with an account opening letter and other key documents. Superb service !

A note included in the covering email but not described in the same detail in the product summary pdf, as far as I can see, is :

'A quick note on your Bucks Regular Saver Online account – it will automatically close one year after your first deposit and transfer to an easy access variable rate account. For example, if your first deposit is made on 16 July 2026, the account will close on 16 July 2027.'

Born2Save_3

Have some posts been removed ? Was on page 582 half an hour ago, now after refresh, back to 581.

Something's happening as my recent posts are heading backwards.

Kazza242

https://forums.moneysavingexpert.com/discussion/comment/82136213#Comment_82136213

As an existing Tipton Building Society member, I have previously simultaneously held and fully funded both the app and postal editions of their earlier regular saver issues (in 2023).

I took screenshots of the account pages (before the latest issues were withdrawn last week) and there is no mention of a £200 limit across both regular savers (in the way that Market Harborough BS imposes a total limit across all their RS accounts).

I think it will be fine, as both Tipton accounts appear to be distinctly different in the mobile app (the same as their earlier RS issues in 2023).

Each edition of the Save & Grow RS account can be funded with up to £200 per month (£200 in one and £200 in the other). This was also confirmed to me by a Tipton senior advisor this afternoon (when I rang them to find out the full account details for the SOs).

If Tipton contacts me about this, then I will post an update on this thread, but I don't think it's going to be a problem. My postal edition had already been open for three days, when they manually opened the app edition for me too. Fantastic service from the Tipton. 👍️