The Top Regular Savers Discussion Thread

janusd

https://forums.moneysavingexpert.com/discussion/comment/82131124#Comment_82131124

Re: Tipton - if it helps, as a new user, I opened late Monday night and have received the text confirming that the account has been opened, and having just tried creating a new payee, it is now passing CoP (Santander/Cahoot) - though i'm going to withhold sending any payment until I can use the app (awaiting the letter).

edinburgher

How annoying re. Zopa, one of my better paying RS.

bioboybill

Tbh, the Zopa RS was great when it was 12 months, but once it went to 6 months I wasn't bothered, so I wasn't going to bother anymore when the 12 months RS matures anyway.

kermchem

Tipton

I applied Monday 10pm. New user of their app. Phone code arrived within minutes. Kept a screenshot with account number etc. 9.46 Tuesday got text to say their systems were down. Lunchtime Tuesday sent funds from nominated account, no COP. At almost exact same time got a text to say account has been successfully opened, not sure if this was connected to funding account. Letter this morning, Wednesday, with ID code. Entered it in app and account is there with funds.
Printed savings account application form from website Tuesday, completed, signed and sent second class mail with cheque payable to myself.
I know others have had trouble but so far a painless way to save £400 per month at 6.5%, above my current average let alone lowest funding threshold.

Stargunner

Tipton.

I opened the Tipton RS on Monday evening as a new customer.
i transferred the £200 yesterday morning, even though there was no COP match.

I received my unique ID in the post today which allowed me to progress with the app. My £200 shows in the RS dated yesterday.

Kim_13

Anyone had any luck changing their nominated account with Tipton? Messaged them in the app explaining why the change was necessary and providing new details, no response over 24 hours later (be it to confirm or ask for a statement.)

In hindsight I should have just played payee switcheroo at NatWest to get the first payment in before requesting the change but if I do that now and they have updated my details as requested and just not messaged (they must be snowed under right now) it would get rejected and £200 end up in limbo. Is there anywhere to view the current details that I've missed?

pecunianonolet

Tipton

What is the cut off for same day credit and interest?

castle96

https://forums.moneysavingexpert.com/discussion/comment/82131216#Comment_82131216

Is BOTH (cant see it on website) avilable then, ie App and branch??

TheWoodler

Like a couple of others here, I opened the Tipton account with a successful opening and the details but haven’t had it show up in the app yet. Sadly I managed to dismiss the screen with the details (aaghh) so couldn’t note the details and can’t do anything until it appears. Will just have to wait my turn, I suppose.

kermchem

Tipton
The terms for each account do NOT exclude having both. About four pages back someone did ask them by phone and was told yes, can have both.