The Top Regular Savers Discussion Thread

ccluedo

SANTANDER RS

Anyone closed and re-opened?

I opened the RS in tandem with current acct switch in July but didn't have access to either until it was resolved today.

Since bonus is for 12 months from account opening and I've lost out on July now, wondering if I could just close the unfunded one and re-open a new one?

gwapenut

https://forums.moneysavingexpert.com/discussion/comment/82093946#Comment_82093946

Thank you! Did that happen early enough on the Friday that you could withdraw all your money before the weekend?

FishInGlass

https://forums.moneysavingexpert.com/discussion/comment/82093946#Comment_82093946

Monmouthshire

Mine matured yesterday (5th August) and became an easy access with the accrued interest added. On the website however it was still showing a regular saver without the interest. On the app I opened a new regular saver 8 and moved all bar £500 to my nominated account, the details of which I had to supply again for some unknown reason. I seem to recollect that there was a message that it might take a couple of days for the new account to be visible. It is currently not yet showing up either online or via the app although online the easy saver now has yesterdays transactions added. I assume that there must be some manual process needed to open the new account especially when the front page of the online login says they are currently supporting a higher level of customer activity than usual. Maybe all the people on the MSE Forum renewing their accounts is slowing the system down!!

Update I tried using the add account option via the website and got the following message

Account Number has already been added or it is awaiting approval.

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/82093900#Comment_82093900

Please don't use confusing times like '02.00pm'! The whole point of putting a zero in front of this time is to distinguish it from 14:00 on the 24-hour clock, which was designed to dispense with am and pm.

I'm talking generally, as it's obvious in this case that you mean this afternoon. I've still thanked your post though, as mine was due to mature today.

janusd

@Bridlington1 - Ecology BS Ecology Regular Saver - 6.00% AER variable*; £0-£200 per month, £10 to keep it open, no withdrawals except by closure, £2400 max.

*Moneyfacts currently saying fixed rate, but Ecology's site says it is variable.

the apply button is not currently working, so perhaps not launching until tomorrow… nor does their app seem able to complete the application process - frozen screen after submitting.

as @MaxBlax says, page no longer there - so assuming they're either fixing the application process and/or launching tomorrow.

MaxBlax

https://forums.moneysavingexpert.com/discussion/comment/82094125#Comment_82094125

@Bridlington1 The hyperlink in your comment produced 404 - Page not found! and is therefore a broken link

gt94sss2

https://forums.moneysavingexpert.com/discussion/comment/82094125#Comment_82094125

https://www.ecology.co.uk/wp-content/uploads/2026/07/EBS-Ecology-Regular-Saver-Product-Conditions.pdf

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82094132#Comment_82094132

Don't blame me, it's not even my link. Lots shall be checking it waiting to pounce though.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82093727#Comment_82093727

I wonder if they could do it, but it's more work, so they only did for payments made in July, in effect giving a one month grace period before insisting on the correct reference being used.

The Teachers BS RSs were available very briefly at the beginning of June so I doubt anyone's account period started at the beginning of July even though it might have been possible to do that (I waited to fund until there was a COP match, so the delay confirmed that it was a term starts from date of first deposit account.) Realistically most customers would have overridden COP or did exactly as I did (I was happy to take a beginning of June maturity having not opened any RS in May.) Maybe some MSErs did the end of June so as to have £500 in within a few days, but July being a grace period would be the same for everyone. Also, if someone made a payment at the end of July (I did, as I was funding 6.4+ from a maturing account and had no more money until I was paid) and used the wrong details, it would've meant they didn’t get the £250 back in time to redeposit it in the same month, leaving them with nowhere to put that £250 assuming they would also have fully funded in August.

MaxBlax

https://forums.moneysavingexpert.com/discussion/comment/82094143#Comment_82094143

@Bridlington1 No blame stated, just reflecting back an observation, which I trust you found helpful.