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The Top Regular Savers Discussion Thread

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Comments

  • Joseph1215
    Joseph1215 Posts: 37
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    edited 5 August at 7:09PM

    Zopa

    If there are 3 dots above the savings pot, you click on those to delete it - according to question mark procedure above Biscuit account box.

    App has certainly got over-complicated. Can't find the 7.1% RS at all, or even the Smart Saver Hub. Early this morning there was a list of their 'pots' with different interest rates, ending with the 7.1, and you could just click on it. I didn't, as I hadn't yet closed my 12-month one, and now can't find that section at all.

    On the internet they say click on 'Apply' in the Biscuit Account section, which takes you to the Smart Savings Hub, then to Regular Saver. But no Apply button. Perhaps my old one not properly closed yet.

  • Slinky
    Slinky Posts: 12,082
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
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    It's not a Savings pot, it's a bank account pot I'm trying to delete. There's nothing in the bank account pot, and no way I can see to delete it. No dots like the saving account.

    Make £2026 in 2026
    Prolific £231.51, Octopoints £4.60, Tesco Clubcard challenges £38.80, Airtime £10 TCB £225.19, Everup £77.04, Roadkill £1.77,  Zopa CB £30, Misc £10.11,
    Total £629.02  31%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410 70%
    Make £2023 in 2023 Total: £2606.33 128.8%


  • poblomov
    poblomov Posts: 68
    Second Anniversary 10 Posts Name Dropper
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    edited 5 August at 8:16PM

    ZOPA

    I opened my Regular Saver pot through the "Benefits" tile on the Biscuit/Spend tab in the app

    @Joseph1215 there's probably no "apply" button if you already have a Regular Saver pot.

    Smart Savings Hub is now the "Savings" bit of the "Save & Invest" tab. I think they renamed things in the app refresh but haven't updated their "help" and T&Cs with the new names

    What the app used to look like (they haven't updated their images in Google Play Store)

    1000026306.jpg 1000026308.jpg
  • flykiller
    flykiller Posts: 31
    Sixth Anniversary 10 Posts Name Dropper
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    My app seems to have a different layout now. Since last week. Oh well.

  • The_Groat_Counter
    The_Groat_Counter Posts: 766
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    edited 5 August at 11:07PM

    There's some confusion and talking at cross-purposes here.

    Cahoot doesn't have an app - your earlier comment (at 5.19PM on 5th Aug) quoted @friolento, who was in turn answering a question about Cahoot.

    I suspect that your comments are actually about Zopa, which does have an app that has had a major update in the past week.

  • Joseph1215
    Joseph1215 Posts: 37
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    Zopa

    Many thanks, MaxBlax. Opened and funded. Spend and Benefits are the operative tabs. But who would know that?

  • roked
    roked Posts: 161
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    Teachers BS

    Looks like you got lucky, I received an email yesterday for my deposit on Monday and they have said they are returning the funds to me due to being unable to allocate it. I have been using the REG number (which worked last month and did not get any notification of an issue, though I did miss a call from them), I forgot about needing to update it on the payee.

    It is a bit strange that they could not do it for me given I only have the RS, they are a small BS, so I guess they are overwhelmed with manual processing if there are lots of us doing the same. Not received the funds back yet, I assume it will take a couple of days…

  • flykiller
    flykiller Posts: 31
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    Zopa

    Yes I was referring to Zopa. Sorry about confusing things. Thanks x

  • gwapenut
    gwapenut Posts: 1,565
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    Monmouthshire RS

    Mine matures "tomorrow". If I close it today, will they do that today, or are they like one of those building societies (or Cahoot!) who take several days to do these things?

    If I don't close it today, will it mature with interest first thing tomorrow, or will it drag on over the weekend?

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