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The Top Regular Savers Discussion Thread
Comments
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My account does display the Interest rate. However, for the 'last 10 transactions' display it only shows one transaction. I sent them a message to ask whether it's a feature or a fault.
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Monmouthshire
Just routing through the mountain of posts and see there is discussion on early closure. Mine matures in 13/9……am I missing something by not closing early?
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Interest on the balance for 35 days?
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Some possible reasons for people wanting to close early:
- Being able to open a new one now, in case it goes NLA in the near future
- Needing the funds to feed other accounts
- Wanting to spread your maturity dates throughout the year
If none of those apply to you, don't worry, you're not missing anything
6 -
The balance goes to a low paying Instant Access account by default, IIRC. Therefore, as Mon BS don't really action anything over the weekend, I think some people wanted a Mon - Fri closure in order to move funds during a working day.
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Worth noting with the currently running Monmouthshire accounts that withdrawals are allowed, so 2 needn't mean closing the NLA Exclusives. Or 3 for that matter, as the the withdrawal can be just enough to secure a new account elsewhere.
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I too was unable to open a Zopa Regular Saver pot when I tried late yesterday evening (04/08) having checked for an app update, however this morning (05/08) there was an app update which I installed, after which I successfully opened a Regular Saver account.
My Zopa app shows as version 2.0.4.12366.
It's possible that it's not solely an issue with the app but something at the Zopa backend that needs updating too, i.e. some sort of interaction between the two.
Regardless, give it a try today and see if it works now.
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Zopa app update
@The_Groat_Counter As my previous comment stated/states, my Zopa app version on Android was/is already 2.0.4.12366 and I still cannot open a RS
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Why would not closing early result in that loss?
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Think I may have got lost in the double negatives.
NOT closing early does NOT cause a loss of interest.
1
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