The Top Regular Savers Discussion Thread

SH88SH88

Chorley BS

They have an issue where data from before Aug 1st doesn't (always) show on accounts. Apparently, should be fixed by End of Week. They're planning to post some info re this on the website.

poblomov

https://forums.moneysavingexpert.com/discussion/comment/82092683#Comment_82092683

@MaxBlax

Do you have the Smart Saver opened as well as the Biscuit account?

friolento

https://forums.moneysavingexpert.com/discussion/comment/82092608#Comment_82092608

My Chorley RS does now show the interest rate but my other, easy access, account still doesn’t

adindaspantai

https://forums.moneysavingexpert.com/discussion/comment/82091155#Comment_82091155

It is very reliable for transfer in and out. When you transfer it, it arrives instantly to the other non-cahoot/Santander current account. If I remember correctly, they also support weekend/holiday transfer without delay. Maybe because it is owned by Santander (?)

Have not looked this carefully, but I do not think they support the standing order. So it can not be used as a feeder account like what the current account do. But at least it could be used as a buffer account because they support future payment.

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/82092827#Comment_82092827

@jaypersdidn't say anything so confusing though; you just missed a single negative 😊

pecunianonolet

Santander

I opened my regular saver the day it was released on 22nd June and been funding it the same day, also did so in July. However, this is a bit odd with all the other savers taking funds beginning of the month.

I read some have funded begining of the month applying the same habit and funds were not returned.

1. If I now add my Augsut funds early, will they be returned (guess not)?
2. Will they actually earn interest from today or sit there until "month is reset on 22nd August"?
3. Can I just that way break the pattern and just fund every beginning of the month moving forward?

Getting more funds in earlier should overal return a higher interest.

adindaspantai

https://forums.moneysavingexpert.com/discussion/comment/82092967#Comment_82092967

I personally did not see 'smart saver' option to open. It is just primary (access any time) paying 2.95%. Still un able to open regular saver today.

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82093092#Comment_82093092

As far as I can see, Santander doesn't show "pending interest" like some other providers do, so you can't tell whether your money starts earning interest on the day of deposit, you're just reliant on anecdotal evidence from other forum users.

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/82093092#Comment_82093092

If they actually paid interest on early deposits then there wouldn't be any point in specifying the 'account month'. In fact, that would make it identical to the standard regular saver available from most providers.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82093111#Comment_82093111

Getting bogged down in what Zopa call the various bits of their whole proffer.

The Smart Saver (or Smart Saver Hub) is the area given over to Zopa's Saving and Investment products.

The first account (or 'pot') that is usually created there is the Primary that's already been described.

In that area is the 'Your pots' section which should have a '+' beside it to add more pots. When you access that you don't see a Regular Saver pot? Do you see other available 'pots'?