The Top Regular Savers Discussion Thread

The_Groat_Counter

https://forums.moneysavingexpert.com/discussion/comment/82091994#Comment_82091994

I too was unable to open a Zopa Regular Saver pot when I tried late yesterday evening (04/08) having checked for an app update, however this morning (05/08) there was an app update which I installed, after which I successfully opened a Regular Saver account.

My Zopa app shows as version 2.0.4.12366.

It's possible that it's not solely an issue with the app but something at the Zopa backend that needs updating too, i.e. some sort of interaction between the two.

Regardless, give it a try today and see if it works now.

MaxBlax

https://forums.moneysavingexpert.com/discussion/comment/82092667#Comment_82092667

Zopa app update

@The_Groat_Counter As my previous comment stated/states, my Zopa app version on Android was/is already 2.0.4.12366 and I still cannot open a RS

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/82092626#Comment_82092626

Why would not closing early result in that loss?

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82092801#Comment_82092801

Think I may have got lost in the double negatives.

NOT closing early does NOT cause a loss of interest.

SH88SH88

Chorley BS

They have an issue where data from before Aug 1st doesn't (always) show on accounts. Apparently, should be fixed by End of Week. They're planning to post some info re this on the website.

poblomov

https://forums.moneysavingexpert.com/discussion/comment/82092683#Comment_82092683

@MaxBlax

Do you have the Smart Saver opened as well as the Biscuit account?

friolento

https://forums.moneysavingexpert.com/discussion/comment/82092608#Comment_82092608

My Chorley RS does now show the interest rate but my other, easy access, account still doesn’t

adindaspantai

https://forums.moneysavingexpert.com/discussion/comment/82091155#Comment_82091155

It is very reliable for transfer in and out. When you transfer it, it arrives instantly to the other non-cahoot/Santander current account. If I remember correctly, they also support weekend/holiday transfer without delay. Maybe because it is owned by Santander (?)

Have not looked this carefully, but I do not think they support the standing order. So it can not be used as a feeder account like what the current account do. But at least it could be used as a buffer account because they support future payment.

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/82092827#Comment_82092827

@jaypersdidn't say anything so confusing though; you just missed a single negative 😊

pecunianonolet

Santander

I opened my regular saver the day it was released on 22nd June and been funding it the same day, also did so in July. However, this is a bit odd with all the other savers taking funds beginning of the month.

I read some have funded begining of the month applying the same habit and funds were not returned.

1. If I now add my Augsut funds early, will they be returned (guess not)?
2. Will they actually earn interest from today or sit there until "month is reset on 22nd August"?
3. Can I just that way break the pattern and just fund every beginning of the month moving forward?

Getting more funds in earlier should overal return a higher interest.