The Top Regular Savers Discussion Thread

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82094132#Comment_82094132

Don't blame me, it's not even my link. Lots shall be checking it waiting to pounce though.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82093727#Comment_82093727

I wonder if they could do it, but it's more work, so they only did for payments made in July, in effect giving a one month grace period before insisting on the correct reference being used.

The Teachers BS RSs were available very briefly at the beginning of June so I doubt anyone's account period started at the beginning of July even though it might have been possible to do that (I waited to fund until there was a COP match, so the delay confirmed that it was a term starts from date of first deposit account.) Realistically most customers would have overridden COP or did exactly as I did (I was happy to take a beginning of June maturity having not opened any RS in May.) Maybe some MSErs did the end of June so as to have £500 in within a few days, but July being a grace period would be the same for everyone. Also, if someone made a payment at the end of July (I did, as I was funding 6.4+ from a maturing account and had no more money until I was paid) and used the wrong details, it would've meant they didn’t get the £250 back in time to redeposit it in the same month, leaving them with nowhere to put that £250 assuming they would also have fully funded in August.

MaxBlax

https://forums.moneysavingexpert.com/discussion/comment/82094143#Comment_82094143

@Bridlington1 No blame stated, just reflecting back an observation, which I trust you found helpful.

KneadtheDough

https://forums.moneysavingexpert.com/discussion/comment/82094151#Comment_82094151

Teachers BS RS

I sent the August deposit with the initial reference (only useful for the first deposit) on Monday, and I still haven't had the funds returned, and that's after me querying whether the payment would or would not be honoured (it wasn't).

MaxBlax

https://forums.moneysavingexpert.com/discussion/comment/82094165#Comment_82094165

Zopa Regular Saver (on Android)

@adindaspantai On the Spend tab , scroll down the screen and you should see Benefits, click Benefits and the RS shuld be on the subsequent screen.

I hope this helps but if not what version of the app are you using?

infoadict

https://forums.moneysavingexpert.com/discussion/comment/82093991#Comment_82093991

Yes it did. All transactions were made on the Friday

poblomov

https://forums.moneysavingexpert.com/discussion/comment/82093559#Comment_82093559

Android

(Looks like you found it)

adindaspantai

https://forums.moneysavingexpert.com/discussion/comment/82094183#Comment_82094183

I finally manage to open one. It is quite different with yours, even after clicking 'spend' it is probably because I do not have 'Smart Saver Hub' option.,

For those who have similar problem. From Home menu where you see your Zopa current account on the top

Scroll down until you see Benefits, Click the right arrow. After you click this you will see 7.1% AER on Regular saver.

There must be something wrong with the apps as I could still can not see this 7.1% AER Regular saver. on 'my saving pots'.. I always need to access it from 'benefits' button on home current account menu.

Also, It is quite worrying as I just added £300 from zopa biscuit, while the account have been deducted, this amount has not appeared on the 7.1% regular saver. it might get messed up, disappear and you lose access/track to your regular saver..

dibbles212

Ecology RS

I have now successfully applied via their website. All very straightforward. Thanks for sharing this. Also deposited and the money is showing straight away. Very impressed.

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/82094297#Comment_82094297

Well I'm not.

First of all, it takes a LOT longer than the five minutes they claim. You have to submit a linked account for interest, and set up a login before they've even accepted your application. Which they haven't. Just like Suffolk, they're unable to verify me electronically, even though a dozen other providers can. I expect they will wait until tomorrow before telling me I have to submit ID, which I do not have. If they do that I will just ignore them.

EDIT: a couple of hours later an email appeared in my inbox saying the account was open! I'm wondering if they moved on to some sort of secondary verification, maybe of a manual nature which Suffolk can't be bothered with.