The Top Regular Savers Discussion Thread

friolento

https://forums.moneysavingexpert.com/discussion/comment/82094529#Comment_82094529

Ecology ID requirements https://www.ecology.co.uk/wp-content/uploads/2025/01/EBS_Savings-Account-ID-requirements_01.2025.pdf

dcs34

https://forums.moneysavingexpert.com/discussion/comment/82094481#Comment_82094481

Ecology BS - application issues for previous members

Did you renew your online access when they changed systems, around Dec/Jan IIRC?

It's possible this is causing the issue where their system recognises you as an existing customer but can't identify an online account profile to assign your new account to. Presumably requires a member of staff to intervene and push it through.

Pickledonionlover

https://forums.moneysavingexpert.com/discussion/comment/82094597#Comment_82094597

I think this is my issue too

chris_the_bee

Ecology

What a pleasant experience opening the new RS was.

Everything was instant including deposits. Even COP was instant.

There are not many Building Societies (if any) that could not learn something from the Ecology system.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82094567#Comment_82094567

The only concern I have is the 2 minute timeout on verification codes. Texts occasionally take longer than they should which is going to lead to timeouts where the standard 5 minutes would be sufficient. Plus as someone who likes to check the entered code before submitting, 2 minutes makes me feel panicked!

Stargunner

https://forums.moneysavingexpert.com/discussion/comment/82094612#Comment_82094612

i use face id on the app, so verification codes are not needed.

Andystriker

Ecology

Account opened within 10 minutes and funded within 30 minutes.

Thank you to everyone on this board and to those who alerted us.

I'm very impressed with Ecology as a new customer.

This really is a top top message board.

ToastLady

Ecology

I keep getting "something's gone wrong" both online and app. May well be because I am not in UK at the moment, tried VPN, and still the same. Think I'll have to pass on this one, will be gone by the time I'm back home.

AmityNeon

https://forums.moneysavingexpert.com/discussion/comment/82094589#Comment_82094589

Could be clearer, but it's a very modern system implementation/upgrade, especially for one of the smallest building societies in the country.

You can save up to £200 each month, with a maximum annual amount of £2,400 per calendar year.

"Calendar" year suggests you can make a 13th payment to increase the balance to £2,600 if the payment occurs in the next calendar year. Better wording would be, "You can save up to £200 each calendar month, up to a maximum account balance of £2,400".

masonic

https://forums.moneysavingexpert.com/discussion/comment/82094786#Comment_82094786

There is no "if". Saving £200 each calendar month always results in no more than £2,400 being saved per calendar year. Even if the account was opened some time in January, the 13th payment would be made in January of the next calendar year. If opened in February, March, etc… the balance would not reach £2,400 in the first calendar year.