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The Top Regular Savers Discussion Thread
Comments
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Exactly what I did, will see full funding this month due to Monmouthshire but beyond that, not sure due the variable interest rate and access by closure only condition. It’ll be bottom of the 6%ers in priority and possibly below the likes of 5.x allowing withdrawals as I don’t want to end up closing due to it being my first account with them. As with anything, secure the account now and consider funding frequency later. Ecology used to be known for Direct Debits, not competitive rates so I don’t expect this one to be available for long.
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Ecology withdrawals…
Should be as quick as deposits. I've made deposit from the wrong account and it was returned immediately, so I'm guessing the same would be for withdrawals.
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Exactly! Ecology is a very small BS so the target sum is likely to be small too. I doubt this RS will be available for very long.
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I am also on the list waiting for an email from Ecology incase they want ID - what might that be if they do? Would they accept a scan of your passport and/or driving license emailed to them ….
No idea why - with your address they can instantly check the electoral roll …
“Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”0 -
Originals or certified copies if they stick rigidly to the document published on their website. If they decide they'll accept something by email, who knows.
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Ecology may only be a small BS, but their application procedure is way better than most, and deposits and withdrawals are immediate, which most BS’s can’t achieve. Why can’t most savings accounts be this efficient to operate.
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Also thumbs up to Ecology for making their T&Cs clear to understand and no grey areas as far as I can see. It's as if they have read this forum and answered all our usual questions (13th payments, maximum balance, etc.)
Also worth noting that the maturity date is 12 months from the date of the first deposit, not the date of opening. There's only a 14 day funding window though.
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Ecology ID requirements
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Ecology BS - application issues for previous members
Did you renew your online access when they changed systems, around Dec/Jan IIRC?
It's possible this is causing the issue where their system recognises you as an existing customer but can't identify an online account profile to assign your new account to. Presumably requires a member of staff to intervene and push it through.
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I think this is my issue too
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