The Top Regular Savers Discussion Thread

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82077888#Comment_82077888

Well BoS worked for me yesterday in opening a new one, closed via chat the day before. I only had 3 payments in the 5.5% one, so well before 12 months were up.

friolento

https://forums.moneysavingexpert.com/discussion/comment/82077894#Comment_82077894

Exactly .

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82075693#Comment_82075693

Tipton 125

I emailed application form together with pictures of my passport, driving licence and my Maturity Saver account number this morning. The account is now showing in my app. I'm not in listed post codes, but have continuous membership since 2023.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82077910#Comment_82077910

Which email address did you use? The info@ one?

Born2Save_3

Lloyds: both Monthly Saver 5.25%A and Club Lloyds Monthly Saver 6.25%A open and funded

Is there a solution to obtain two new at 8% or is it a case of working out if it is better to continue as is or possibly change the Monthly Saver 5.25%A to a new 8% and then carry on with the Club Lloyds Monthly Saver 6.25%A and the one 8% ? Or are there some other possible good options ? When applying is there any thing to be careful of ?

If there is a good post on this, please let me know. I've gone back about 20 pages and the answer wasn't apparent.

Middle_of_the_Road

https://forums.moneysavingexpert.com/discussion/comment/82078002#Comment_82078002

You can scrap both Lloyds savers you currently have, and open either of the 8% ones. Only one(1) monthly saver now allowed with Lloyds.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82078002#Comment_82078002

The 'new' rules say that you can only hold one Lloyds Regular Saver, you would need to close (or rather 'renew') the two RSs you hold in order to open 1 new 8% RS.

Sums I've done say that holding the 6.5% to term may be slightly more profitable than closing it and replacing with an 8% - depends where you put it and how much you have in the 6.25.

Newly_retired

i have decided to keep both my Lloyds RS until maturity.

I have renewed then closed my Halifax RS and opened the new one at 8%.

Am I safe to close my BoS RS , via Chat, and once it is no linger visible, I can open a new one at 8%, right?

friolento

https://forums.moneysavingexpert.com/discussion/comment/82078107#Comment_82078107

Same here - kept my 2 Lloyds RS accounts, renewed my Halifax one.

I have closed my BoS RS via chat. Then waited until next day, and was able to open a new 8%er. Many other people have reported the same. No guarantees this still works but chances are it will.