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The Top Regular Savers Discussion Thread
Comments
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Appears you need to type in your "nominated bank account" details into the App each and every time you make a withdrawal from your Monmouthshire regular saver.
I previously made "Electronic withdrawals (BACS EXTRACT)" on the 4th and 6th of Feb using the app. Just tried to make a withdrawal to my bank and it's asking for my nominated bank account details again.
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Yes, it seems so, despite the "details saved" message. I did a test £1 withdrawal to make sure things were ready for maturity, but needn't have bothered.
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According to the BoS T&Cs, the BoS Monthly Saver is also restricted to one every 12 months. Yet, I was able to close my old account and open the new 8% one. You can probably do the same with Lloyds. I have put my current one on pause to keep my 6.25% rate running for now. Historically, LBG's regular saver rates stay unchanged for a very long time, and it doesn't look like the BoE will be reducing rates any time soon.
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The blurb on the info page for the BOS account states that but it is not in the actual T&Cs whereas it is for Lloyds.
Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.
Being hated by idiots is the price you pay for not being one of them.
Jean Cocteau 1889-1963
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It appears the Halifax RS is indeed existing customers only. If you try opening a Halifax account as a new customer online it redirects you to the main savings page, if you try from the app every link goes back to the online banking page.
I'll move the Halifax RS to the Local/Loyal/Beta/Age Restricted/New Member Only accounts section shortly.
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