The Top Regular Savers Discussion Thread

snookerloopy96 · 2026-07-15T13:47:06+00:00

https://forums.moneysavingexpert.com/discussion/comment/82070367#Comment_82070367

I didn't bother tbh, they just said no new customers at all.

Its clearly because of them being transitioned into Lloyds and they haven't managed to fix their site/app yet.

On a different theme I cannot log in to my Lloyds app, the logging in is all wonky so I think they're having general tech issues.

Speculator · 2026-07-15T13:48:29+00:00

https://forums.moneysavingexpert.com/discussion/comment/82070373#Comment_82070373

You could do but there is a chance they could become NLA before that date.

Middle_of_the_Road · 2026-07-15T13:52:06+00:00

https://forums.moneysavingexpert.com/discussion/comment/82070362#Comment_82070362

Was referring to the £2k payment for a club Lloyds current account, which WAS a prerequisite to be able to open a CL regular saver.

Rich2808 · 2026-07-15T13:59:45+00:00

Apologies as it is a long thread and may have been answered already.

I have a Club Lloyds regular saver - and cannot open this 8% monthly saver with Lloyds (it isn't on my list of savings options online/in the app).

But can I open the monthly saver with Halifax - as I have a current account with them and haven't opened a Halifax monthly saver for more than 12 months. I assume they mean - opened - not held. Or is this a LBG group wide restriction.

It is confusing - as a club lloyds monthly saver and the monthly saver were different products and you could hold both. So people will read it as having opened the latter not the former in the last year? Now it seems you can only have 1 in total at a time - with Lloyds anyway,

flaneurs_lobster · 2026-07-15T13:59:59+00:00

https://forums.moneysavingexpert.com/discussion/comment/82070379#Comment_82070379

Well £250@8% is £20 in a year.

TheElectricCow · 2026-07-15T14:00:20+00:00

https://forums.moneysavingexpert.com/discussion/comment/82070251#Comment_82070251

In the email I’ve had from them regarding the brand change they do state:

If you don’t have the Lloyds app yet you can download it and start using it whenever you’re ready

So they’re presumably ready to start moving over those who want to make the switch now. I’m guessing the “invite” is likely to end up being more of a “here’s the date we’re removing your Halifax access, time to move on” sort of thing. To their credit, the actual migration process was very smooth once I’d initiated it, just a simple case of accepting the terms and they do make it clear that the Halifax access will be revoked if you go through with it.

My main concern migrating early would be losing access to potential future product launches with Halifax, but at this stage I doubt we’re going to see much else worth holding out a few extra months for given the brand’s days are numbered.

Kim_13 · 2026-07-15T14:03:32+00:00

https://forums.moneysavingexpert.com/discussion/comment/82070371#Comment_82070371

The last 8 months of the 12 month term you start by opening the account now. The 8% doesn’t cease on the maturity date of the original account (in 4 months time in this case.) It is a fixed 8%, so it removes an unknown from the equation in terms of if you close an account early to access this 8% now, will it pay 8% for a year (yes.)